ICBC Greater Bay Area Credit Cards

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

  • ICBC Greater Bay Area UnionPay Dual Currency Diamond Card and ICBC Greater Bay Area World Master Card【Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift.

Welcome Offer

New customers who successfully apply for ICBC Greater Bay Area UnionPay Dual Currency Diamond Card / ICBC Greater Bay Area UnionPay Dual Currency Platinum Card and ICBC Greater Bay Area World Mastercard / ICBC Greater Bay Area Platinum Mastercard can enjoy

  • 24” Starry Luggage (Suggested retail price:HK$980) *; or
  • HK$300 Free Credit Card Spending Limit *

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB1,500 with each card within the first 2 months of new cards issuance. For details, please refer to Terms and Conditions of the Welcome Offer.

Hong Kong- Macau ferry ticket discounts by China Travel Services (HK) Ltd 1

Enjoy instant discount of HK$15 each upon purchase of HongKong-Macau regular-priced ferry ticket(s) at China Travel Services (HK) Ltd. (Departure piers include Hong Kong - Macau Ferry Terminal, China Hong Kong City Terminal, Tuen Mun ferry pier and Macau Outer Harbour Ferry Terminal).

 

1. Promotional period is valid till 30 June 2020 (the last day is inclusive).Enjoy instant discount of HK$15 each upon purchase of HongKong-Macau regular-priced ferry ticket at China Travel Services (HK) Ltd. (Departure piers include Hong Kong - Macau Ferry Terminal, China Hong Kong City Terminal, Tuen Mun ferry pier and Macau Outer Harbour Ferry Terminal).

VIP lounge service at over 1,000 global airports and high-speed railway stations2

Cardholders of designated ICBC MasterCards or UnionPay Cards who log on to the “ DragonPass “ official website and make payment and complete the verification process can enjoy the free VIP lounge services at over 1,000 global airports and high-speed railway stations.

2.Promotional period is valid till 31 December 2020 (the last day is inclusive). The offer is applicable to designated credit cards only. Global VIP lounge service network:https://network.dragonpass.com.cn/airport/list.For offer details and set up procedures, please refer to webpage: https://institution.dragonpass.com.cn/icbc-intl/index/ or https://v.icbc.com.cn/userfiles/Resources/ICBC/haiwai/Asia/download/EN/2020/card_lougeoffer_en_2020v1.pdf.

Cash Rebate

Cardholder can choose cash rebate as their spending rewards. Every dollar (HKD or RMB) spends with the card will entitle 0.5% cash rebate3HKD & RMB spending will be combined for accumulated transactions amount calculation; RMB¥1 spending will be calculated as HKD$1. Rebate amount will be calculated on a monthly basis, it will be credited to the HKD account and shown on the statement.

3.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

3X Overseas Spending Rewards

For overseas transactions, cardholders can earn 3X spending rewards4 with your ICBC Greater Bay Area Card!

4. The promotion period is valid till 31 December 2020 (the last day is inclusive). Terms and conditions apply,please visit www.icbcasia.com/icbc/3x_tc for details.

Credit Card Spending Installment Plan

Every spending with choice of installment plan for you to enjoy fabulous shopping delights!

  • Super-Low Monthly Flat Rate at 0.235% (APR is 5.29%)5
  • 12, 24 and 36 month installment plan of your choice
  • No documents are required
  • Application Hotline6: 2533 8686

5. Monthly flat rate 0.235% ,Annualised Percentage Rate (APR) 5.29% are calculated based on Spending Installment amount HK$10,000, Monthly flat rate 0.235% and 12-month repayment tenor. For 24-month and 36-month tenor, APR are 5.46% and 5.48% respectively. The APR is calculated based on the guidelines as set out in the Code of Banking Practice. The Bank shall have the right at its discretion to apportion any Installment payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. Terms and conditions apply, for more details on terms and conditions and relevant fee and charges,please visit www.icbcasia.com or call the Customer Service Hotline 2533 8686.
6.Office hour of the Customer Service Hotline: Monday - Friday: 10am - 6pm, except Public Holidays. After language option is selected, please press ‘9’ to talk to a Customer Service representative.

Exclusive Privileges of ICBC Greater Bay Area UnionPay Dual Currency Card:

Airport Limousine Service in Hong Kong and Mainland China (Not applicable to Platinum Cards) 7

Cardholders fulfill specified spending requirements can enjoy airport limousine transfer services at an exclusive rate of HK$250 per trip. Service includes private chauffeur and luggage handling service, meet and greet service etc.

7.Promotion period is valid till 31 December 2020 (the last day is inclusive). UnionPay Diamond Card cardholders are required to have accumulated retail spending of HK$3,000 or above, with no more than two single transactions, to enjoy the airport limousine transfer services at an exclusive rate of HK$250 per trip. For details, please contact (852)2169 0108 or refer to http://premium.unionpayintl.com/hk/diamond/airport-limousine.html.

Lunch/ Dinner Buy 1 Get 1 at UnionPay selected restaurants8(Not applicable to Platinum Cards)

Cardholders can enjoy Buy 1 Get 1 offer for lunch or dinner at selected UnionPay restaurants. For details, please refer to UnionPay website.

8. The promotion period is valid till 31 December 2020 (the last day is inclusive), blackout dates of merchants applied. The promotion is eligible only via specific online booking, where bookings can be made one month in advance. For details, visit www.unionpaypremium.com.hk. Enquiry: (852)2169 0108.

UA Cinemas Movie Ticket Buy 1 Get 1 and Discount Privilege9

  • Buy 1 get 1 free on 2D / 3D / IMAX 2Dmovie tickets for Friday shows (Not applicable to Platinum Cards)
  • 10% off 2D / 3D / Atmos/ IMAX/ D-Box/ VIP housemovie tickets

9.The promotion period is valid till 31 December 2020 (the last day is inclusive), blackout dates of merchants applied. Buy 1 Get 1 offer is applicable to ICBC Greater Bay Area UnionPay Dual Currency Diamond Card only, cardholders purchase a regular-priced same-day/pre-sale movie ticket (2D, 3D or IMAX 2D) for a Friday showing at the box office of UA Cinemas, and who have made a single local transaction of at least HK$500 in the same calendar month, will be entitled to a free ticket for the same show by presenting the original credit card payment slip. 10% discount offer is applicable to both ICBC Greater Bay Area UnionPay Dual Currency Diamond Card and Platinum Card, cardholders will be entitled to a 10% discount on any purchase of regular-priced movie tickets (2D, 3D Atmos ,IMAX, D-Box or VIP house) at the box office of UA Cinemas, UA App (Mobile Application) or through its website http://premium.unionpayintl.com/hk/diamond/uacinemas.html.

Two Currencies in One Card

ICBC Greater Bay Area UnionPay Dual Currency Card has both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong, and enjoy a waiver of foreign exchange fee on spending in CNY and foreign currencies.

Contactless Payment for transportation and shopping in Macau

ICBC Greater Bay Area UnionPay Dual Currency Card grants you UnionPay QuickPass function for public transportation in Macau. Besides, you can enjoy hassle free spending in those UnionPay QuickPass-enabled merchants in Hong Kong, China and Macau. It’s fast, convenient and no need for signature.

Experience the new QR code payment convenience via 'UnionPay App'

Download the 'UnionPay App' with mobile phone and bind with ICBC UnionPay cards to enjoy numerous Hong Kong, Macau and cross-border privileges.

Waive Handling Fee of Overseas Spending

Spend at Overseas with ICBC Greater Bay Area UnionPay Dual Currency Card to enjoy handling fee waiver and be exempted from extra charges caused by currency exchange and fluctuation of conversion rates.

Exclusive Privileges of ICBC Greater Bay Area Master Card:

Hertz Car Rental Discount and Upgrade Privileges10

  • 10% off (1-day car rental or above)
  • 10% off and free upgrade of 2-level (4-day car rental or above)

10. The promotion period is valid till 31 Dec 2020 (the last day is inclusive). Blackout dates of merchants applied. For details, please visit www.mastercard.com.hk.

Apply Now!

Reminder:To borrow or not to borrow ? Borrow only if you can repay !