ICBC "Elite Club" Mastercard

ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum Card are applicable to Elite Club customers only^.

^ Principal card applicant of ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum Card must be Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) “Elite Club”. ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum Card are offered to ICBC (Asia) “Elite Club” customers only. In case of cancellation of the ICBC (Asia) “Elite Club” account, ICBC “Elite Club” Mastercard World Card and / or ICBC "Elite Club" Mastercard Platinum Card will become invalid, and those exclusive offers that can be enjoyed through the card(s) will also be no longer available. Please note that the ICBC “Elite Club” Mastercard World Card is only available to invited persons to apply.

Welcome Offer

New customers who successfully apply for ICBC“Elite Club”Mastercard World Card or ICBC "Elite Club" Mastercard Platinum Card can enjoy HK$300 Free Credit Card Spending Limit1.

1. To be entitled to the relevant welcome offer, customers are required to make retail spending or cash advance with ICBC“Elite Club”Mastercard World Card or ICBC "Elite Club" Mastercard Platinum Card once within the first 2 months of new card issuance. For details, please refer to Terms and Conditions of the Welcome Offer.

Spending Reward

Enjoy 3X reward 2(equivalent to 3X bonus point or 1.5% cash rebate ) without any upper limit for local and overseas spending with ICBC ”Elite Club” Mastercard World Card or ICBC "Elite Club" Mastercard Platinum Card.

ICBC “Elite Club” Mastercard World Card customers have a chance to enjoy up to 1.8% cash rebate (or bonus point equivalent to 1.8% cash rebate)2,3. In addition to the existing 3X reward 2 (equivalent to 3X bonus point or 1.5% cash rebate), ICBC “Elite Club” Mastercard World Card customers who reached a total annual spending of HK$200,000 or above can enjoy an extra 0.3% cash rebate (or bonus point equivalent to 0.3% cash rebate)2,3,on the spending in that year, without any limit.

Total annual spending made by ICBC “Elite Club” Mastercard World Card customers Customer who selects cash rebate as the spending reward Customer who selects bonus point as the spending reward
1.5% cash rebate Extra 0.3% cash rebate 3X bonus point Bonus point equivalent to extra 0.3% cash rebate
HK$230,000 HK$3,450
(HK$230,000 x 1.5%)
HK$690
(HK$230,000 x 0.3%)
690,000 points
(HK$230,000 x 3+)
138,000 points
(HK$230,000 x 0.3% x 200#)

+HK $ 1 spending = 1 point; 3x bonus point is 690,000 points (HK $ 230,000 x 3)
#200 bonus points = HK$1 cash rebate

2.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as Industrial and Commercial Bank of China (Asia) Limited ("ICBC (Asia)") may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, Mastercard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, canceled, refunded or not authorized are not eligible to the rewards.

3.Customer accumulated HK$200,000 or above (“Accumulated Annual Spending”) from 5 July 2021 to 31 December 2021 (both days inclusive) from local and/or overseas retail spending transactions will receive an extra 0.3% cash rebate, a total of 1.8% cash rebate. Accumulated Annual Spending is calculated based on the transaction date. The reward is calculated on a calendar year basis (i.e. from 1 January to 31 December). The reward will be posted to the principal card cardholder’s Hong Kong Dollar account of the card by 28 February 2022.

Airport Limousine Pick-up Service (Applicable to ICBC “Elite Club” Mastercard World Card only)

ICBC “Elite Club” Mastercard World Card Cardholders can book the airport limousine pick-up service from all over the world at the website https://travelwithus.mastercard.com/#/, to and from the city and designated airports4 .

4. Promotional period is valid from 5 July 2021 till 31 December 2021 (both days inclusive). Cardholders must register to enjoy this service. The service is provided by Mastercard and is subject to the relevant terms and conditions, please refer to the website for details:https://mstr.cd/2SGfvm0. ICBC (Asia) is not responsible for the quality of products and services provided by Mastercard and the participating merchant(s), and the participating merchant(s) will be legally responsible for all products and services. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to make the final decision in the event of any dispute.

Mastercard Exclusive E-commerce Cashback (Applicable to ICBC “Elite Club” Mastercard World Card only)

Spend with ICBC “Elite Club” Mastercard World Card on the designated website to enjoy MasterCard exclusive rebate5 .

5. Promotional period is valid from 5 July 2021 till 1 April 2022 (both days inclusive). The offer is provided by Mastercard and is subject to the relevant terms and conditions, please refer to the website for details: https://mstr.cd/3q6viqG. ICBC (Asia) is not responsible for the quality of products and services provided by Mastercard and the participating merchant(s), and the participating merchant(s) will be legally responsible for all products and services. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to make the final decision in the event of any dispute.

Worldwide Coverage for Online Purchases 6

Online purchase with ICBC “Elite Club” Mastercard World Card or ICBC "Elite Club" Mastercard Platinum Card can enjoy coverage protection. It provides worldwide coverage for online purchases if:

  • The goods were not delivered successfully or were delivered by mistake
  • Improperly functioning due to physical damage to delivered item
  • Non-delivery of purchase after 30 days of the scheduled delivery Summary of Coverage
Summary of Coverage
Insurance Coverage Maximum Benefit Amount (USD)
E-Commerce Purchase Protection Per Occurrence: 200
Annual Aggregate: 200

6. Promotional period is valid from 5 July 2021 till 31 March 2022 (both days inclusive). The service is provided by Mastercard and is subject to the relevant terms and conditions. For the insurance coverage, exemptions, relevant terms and conditions, please refer to the webpage: https://mstr.cd/3gATtdw. ICBC (Asia) is not responsible for the quality of products and services provided by Mastercard and the participating merchant(s), and the participating merchant(s) will be legally responsible for all products and services. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to make the final decision in the event of any dispute.

Emperor Jewellery Exclusive Shopping Offer7

ICBC "Elite Club" Mastercard cardholders enjoy exclusive benefits at Emperor Jewellery, including:

ICBC “Elite Club” Mastercard World Card ICBC "Elite Club" Mastercard Platinum Card

-25% off on designated jewellery products

-Get a free HK$800 Emperor Jewellery Cash Coupon upon any purchase (available for next purchase,while stock lasts).

-50% off labour charge on designated fixed-price gold products

-25% off on designated jewellery products

-Get a free HK$500 Emperor Jewellery Cash Coupon upon any purchase, (available for next purchase,while stock lasts).

- 50% off labour charge on designated fixed-price gold products

7. Promotional period is valid from 1 August 2021 till 31 December 2021 (both days inclusive). 25% off offer is not applicable to gold, platinum, privileged-price products, designated collections and watch items. Above offer is valid for single transaction only. Above offer cannot be redeemed for cash and cannot be used in conjunction with any other discount or coupon, including VIP discounts. HK$800 Emperor Jewellery Cash Coupon is only valid for purchase of designated 18K gold, fixed price gold, fixed price platinum, and gem set jewellery single product valued at HK$4,000 or above. HK$500 Emperor Jewellery Cash Coupon is only valid for purchase of designated 18K gold, fixed price gold, fixed price platinum, and gem set jewellery single product valued at HK$3,000 or above; and no more than 25% off. HK$800 or HK$500 Emperor Jewellery Cash Coupon offers are unlimited, but subject to actual inventory in the store, first come first served. The offer and cash coupons are provided by Emperor Watch and Jewelley (HK) Co. Ltd and is subject to the relevant terms and conditions, please refer to Emperor Watch and Jewelley (HK) Co. Ltd for details. ICBC (Asia) is not responsible for the quality of products and services provided by the merchant, and the merchant will be legally responsible for all products and services. ICBC (Asia) and the merchant reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia) and the merchant reserve the right to make the final decision in the event of any dispute.

Mastercard Travel & Lifestyle Services 8

Mastercard Travel & Lifestyle Services provide ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum Card cardholders with the privileges of many 4-star and 5-star hotels and resorts around the world, as well as providing prestigious privileges such as car rental and air ticket booking etc. to the cardholders.

  • Mastercard Luxury Hotel and Resort Offers: Daily free breakfast, special facilities worth up to USD100, room upgrades and early check-in/late check-out privileges (subject to room availability status)
  • Mastercard Lowest Rate Guarantee: If ICBC “Elite Club” Mastercard World Card or ICBC "Elite Club" Mastercard Platinum Card cardholders using Mastercard to book qualified hotel accommodation under "Prepaid Hotel Prices" or "Pay at the Local Hotel Price" through the Mastercard Travel & Lifestyle Services online or the intermediary of the authorized plan, and then find a lower price (excluding taxes and fees) for the same room type, the same hotel, the same date, the same number of children and adults online, Mastercard will refund the difference.
  • Car rental discounts﹕Across the world, you can enjoy the quality services and discounts provided by car rental brands such as Sixt, Avis and National on the road. (Only applicable to ICBC “Elite Club” Mastercard World Card only)

8. Promotional period is valid from 5 July 2021 till 31 December 2021 (both days inclusive). The service is provided by Mastercard and is subject to the relevant terms and conditions, please refer to the website for details: https://travel.mastercard.com/product/terms. ICBC (Asia) is not responsible for the quality of products and services provided by Mastercard and the participating merchant(s), and the participating merchant(s) will be legally responsible for all products and services. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to make the final decision in the event of any dispute.

Prestigious Travel Privileges

ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum Card cardholders can enjoy a series of prestigious travel privileges , including:

  • 10% discount for worldwide car rental at Hertz9
  • Exclusive attractions, guided tours, transportation and airport transfer discount at Klook10

9.Promotional period is valid from 5 July 2021 till 31 December 2021 (both days inclusive). The service is provided by Mastercard and is subject to the relevant terms and conditions, please refer to the website for details:https://mstr.cd/3wBoDY4. ICBC (Asia) is not responsible for the quality of products and services provided by Mastercard and the participating merchant(s), and the participating merchant(s) will be legally responsible for all products and services. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to make the final decision in the event of any dispute.
10.Promotion period is valid from 5 July 2021 till 30 November 2021 (both days inclusive). The service is provided by Mastercard and is subject to the relevant terms and conditions, please refer to the website for details: https://www.klook.com/en-HK/promo/hongkong-travelxmastercard .ICBC (Asia) is not responsible for the quality of products and services provided by Mastercard and the participating merchant(s), and the participating merchant(s) will be legally responsible for all products and services. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to make the final decision in the event of any dispute.

Exquisite delicacies11

ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum cardholders book a table through www.onedinesfree.com and enjoy a complimentary main course in selected restaurants in Hong Kong and Asia!

11.Promotion period is valid from 5 July 2021 till 31 December 2021 (both days inclusive). The service is provided by Mastercard and is subject to the relevant terms and conditions, please refer to the website for details: https://mstr.cd/3vAA8xz. ICBC (Asia) is not responsible for the quality of products and services provided by Mastercard and the participating merchant(s), and the participating merchant(s) will be legally responsible for all products and services. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to make the final decision in the event of any dispute.

MasterCard Priceless TMPrivileges12

ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum cardholders can enjoy the selected priceless privileges of dining, shopping, entertainment, travelling, sports, culture and art from Mastercard locally and around the world, which bring excitement to you.

12.The service is provided by Mastercard and is subject to the relevant terms and conditions, please refer to the website for details: https://specials.priceless.com/en-hk/homepage. ICBC (Asia) is not responsible for the quality of products and services provided by Mastercard and the participating merchant(s), and the participating merchant(s) will be legally responsible for all products and services. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to make the final decision in the event of any dispute.

Mastercard Contactless Payment Function

Use the card to spend at any terminal with Mastercard Contactless payment function, and you can pay with one tap, making the payment convenient and quick.

* All of the above services and offers are subject to the relevant terms and conditions.

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