ICBC "Elite Club" Mastercard

ICBC "Elite Club" World Mastercard Card and ICBC "Elite Club" Platinum Mastercard Card are applicable to Elite Club customers only^.

^Principal card applicant of ICBC "Elite Club" World Mastercard Card and ICBC "Elite Club" Platinum Mastercard Card must be Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) "Elite Club" . ICBC "Elite Club" World Mastercard Card and ICBC "Elite Club" Platinum Mastercard Card are offered to ICBC (Asia) "Elite Club" customers only. In case of cancellation of the ICBC (Asia) "Elite Club" account, ICBC "Elite Club" World Mastercard Card and / or ICBC "Elite Club" Platinum Mastercard Card will become invalid, and those exclusive offers that can be enjoyed through the card(s) will also be no longer available. (Please note that the ICBC "Elite Club" World Mastercard Card is only available to invited persons to apply.)

Welcome Offer

New customers who successfully apply for ICBC "Elite Club" World Mastercard Card can enjoy HK$300 Free Credit Card Spending Limit1.

1. To be entitled to the relevant welcome offer, customers are required to make retail spending or cash advance with ICBC "Elite Club" World Mastercard Card once within the first 2 months of new card issuance.For details, please refer to Terms and Conditions of the Welcome Offer.

Spending Reward

Enjoy 1.5% cash rebate 2 (equivalent to 3X bonus point) for local and overseas spending with ICBC "Elite Club" World Mastercard Card or ICBC "Elite Club" Platinum Mastercard Card.

ICBC “Elite Club” World Mastercard customers have a chance to enjoy up to 1.8% cash rebate (or bonus point equivalent to 1.8% cash rebate)2,3. In addition to the existing 1.5% cash rebate 2 (equivalent to 3X bonus point), ICBC “Elite Club” World Mastercard Card customers who reached a total annual spending of HK$200,000 or above can enjoy an extra 0.3% cash rebate (or bonus point equivalent to 0.3% cash rebate)2,3,on the spending in that year.

Example:

Total annual spending made by ICBC "Elite Club" World Mastercard Card customers Customer who selects cash rebate as the spending reward Customer who selects bonus point as the spending reward
1.5% cash rebate Extra 0.3% cash rebate 3X bonus point Bonus point equivalent to extra 0.3% cash rebate
HK$230,000 HK$3,450
(HK$230,000 x 1.5%)
HK$690
(HK$230,000 x 0.3%)
690,000 points
(HK$230,000 x 3+)
138,000 points
(HK$230,000 x 0.3% x 200#)

+HK $ 1 spending = 1 point; 3x bonus point is 690,000 points (HK $ 230,000 x 3)
#200 bonus points = HK$1 cash rebate

2.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as Industrial and Commercial Bank of China (Asia) Limited ("ICBC (Asia)") may at our sole discretion determine from time to time). Also, bonus point and cash rebate are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, Mastercard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, canceled, refunded or not authorized are not eligible to the rewards.

3.Customer accumulated HK$200,000 or above (“Accumulated Annual Spending”) from 1 January 2022 to 31 December 2022 (both days inclusive) from local and/or overseas retail spending transactions will receive an extra 0.3% cash rebate, a total of 1.8% cash rebate. Accumulated Annual Spending is calculated based on the transaction date. The reward is calculated on a calendar year basis (i.e. from 1 January to 31 December). The reward will be posted to the principal card cardholder’s Hong Kong Dollar account of the card by 28 February 2023.

Online shopping around the world with more great savings (Applicable to ICBC "Elite Club" World Mastercard Card only)4

In addition to the basic credit card cash rebate, you can earn extra cash rebate by registering and spending on designated websites with your ICBC “Elite Club” World Mastercard Card.

Simply register at https://mtr.mastercardservices.com/en and link your ICBC “Elite Club” World Mastercard Card to earn cash rebates easily when you go shopping. The cash rebate will be shown in the statement. Enjoy your online shopping!

4.The privileges and offers are provided by Mastercard and the merchant partners, and subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://mtr.mastercardservices.com/en.

Mastercard Airport Limo provided by DragonPass (Applicable to ICBC "Elite Club" World Mastercard Card only)5

ICBC "Elite Club" World Mastercard Card Cardholders can book the airport limousine pick-up service from all over the world at the website https://travelwithus.mastercard.com/#/, to and from the city and designated airports. Asia Pacific, Europe and the United States airports applicable to this privilege.

5.The privileges and offers are provided by Mastercard and the merchant partners, and are subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://mstr.cd/2SGfvm0. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.

Cafe Deco Group Dining Offer^

ICBC "Elite Club" World Mastercard Card and ICBC "Elite Club" Platinum Mastercard Card cardholders can enjoy up to 38% off ^ on selected set menus at designated restaurants of Cafe Deco Group.

Selected Set Menus
Original Price Exclusive Price for ICBC "Elite Club" World Mastercard Card and
ICBC "Elite Club" Platinum Mastercard Card
Cafe Deco Pizzeria HK$642 HK$398
Bamboo Thai HK$500 HK$398
Beerliner German Bar & Restaurant HK$500 HK$388

^Promotion period is valid from 1 June 2022 to 31 October 2022 (both days inclusive). Designated restaurants are subject to change from time to time, may be temporarily closed or changed business hours, please check with the restaurant for details. Offer is not applicable on specified dates and excludes 10% service charge and is subject to terms and conditions. Please check with the restaurant for details. ICBC (Asia) is not responsible for the quality of products and services provided by the merchant, and the merchant will be legally responsible for all products and services. ICBC (Asia) and the merchant reserve the right to revise the offer and the terms and conditions at any time. ICBC (Asia) and the merchant reserve the right to make the final decision in the event of any dispute.

Emperor Jewellery Exclusive Shopping Offers*

ICBC "Elite Club" Mastercard cardholders enjoy exclusive offers at Emperor Jewellery, including

ICBC “Elite Club” World Mastercard Card ICBC "Elite Club" Platinum Mastercard Card
- Enjoy 25% off on designated jewellery products - Enjoy 25% off on designated jewellery products
- Get a free HK$800 Emperor Jewellery Cash Coupon upon any purchase
(available for next purchase,while stock lasts).
- Get a free HK$500 Emperor Jewellery Cash Coupon upon any purchase
(available for next purchase,while stock lasts).
- Enjoy 50% off labour charge on designated fixed-price gold products - Enjoy 50% off labour charge on designated fixed-price gold products

*Promotion period is valid from 1 April 2022 to 31 March 2023 (both days inclusive). The 25% off offer is not applicable to gold, platinum, privileged-price products, designated collections and watch items. Above offer is valid for single transaction only. Above offer cannot be redeemed for cash and cannot be used in conjunction with any other discount or coupon, including VIP discounts. HK$800 Emperor Jewellery Cash Coupon is only valid for purchase of designated 18K gold, fixed price gold, fixed price platinum, and gem set jewellery single product valued at HK$4,000 or above. HK$500 Emperor Jewellery Cash Coupon is only valid for purchase of designated 18K gold, fixed price gold, fixed price platinum, and gem set jewellery single product valued at HK$3,000 or above; and no more than 25% off. HK$800 or HK$500 Emperor Jewellery Cash Coupon offers are unlimited, but subject to actual inventory in the store, first come first served, while stock lasts. The offer and cash coupons are provided by Emperor Watch and Jewelley (HK) Co. Ltd and is subject to the relevant terms and conditions, please refer to Emperor Watch and Jewelley (HK) Co. Ltd for details. ICBC (Asia) is not responsible for the quality of products and services provided by the merchant, and the merchant will be legally responsible for all products and services. ICBC (Asia) and the merchant reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia) and the merchant reserve the right to make the final decision in the event of any dispute.

One Dine Free6

ICBC "Elite Club" World Mastercard Card and ICBC "Elite Club" Platinum Mastercard Card cardholders book a table through www.onedinesfree.com and enjoy a complimentary main course in selected restaurants in Hong Kong and Asia!

6.The privileges and offers are provided by Mastercard and the merchant partners, and subject to the terms and conditions. For the promotion details and promotion period, please visit https://mstr.cd/3LTeLkv. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.

Exquisite delicacies 7

Spend with ICBC "Elite Club" World Mastercard Card and ICBC "Elite Club" Platinum Mastercard Card at numerous selected restaurants/bars in various districts in Hong Kong can enjoy exclusive delicacies offers. Please visit https://mstr.cd/34aZvxO to browse the full list of dining privileges at Hong Kong.

7.The privileges and offers are provided by Mastercard and the merchant partners, and subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://mstr.cd/34aZvxO. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.

Worldwide Coverage for Online Purchases 8

Online purchase with ICBC "Elite Club" World Mastercard Card or ICBC "Elite Club" Platinum Mastercard Card can enjoy coverage protection. It provides worldwide coverage for online purchases if:

  • The goods were not delivered successfully or were delivered by mistake
  • Improperly functioning due to physical damage to delivered item
  • Non-delivery of purchase after 30 days of the scheduled delivery Summary of Coverage
Summary of Coverage
Insurance Coverage Maximum Benefit Amount (USD)
E-Commerce Purchase Protection Per Occurrence: 200
Annual Aggregate: 200

8.The privileges and offers are provided by Mastercard and the merchant partners, and subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://mstr.cd/34RdPwl. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.

Mastercard Travel & Lifestyle Services9

Mastercard Travel & Lifestyle Services provide ICBC "Elite Club" World Mastercard Card and ICBC "Elite Club" Platinum Mastercard Card cardholders with the privileges of many 4-star and 5-star hotels and resorts around the world, as well as providing prestigious privileges such as car rental and air ticket booking etc. to the cardholders.

  • Mastercard Luxury Hotel and Resort Offers: Daily free breakfast, special facilities worth up to USD100, room upgrades and early check-in/late check-out privileges (subject to room availability status)
  • Mastercard Lowest Rate Guarantee: If ICBC "Elite Club" World Mastercard Card or ICBC "Elite Club" Platinum Mastercard Card cardholders using Mastercard to book qualified hotel accommodation under "Prepaid Hotel Prices" or "Pay at the Local Hotel Price" through the Mastercard Travel & Lifestyle Services online or the intermediary of the authorized plan, and then find a lower price (excluding taxes and fees) for the same room type, the same hotel, the same date, the same number of children and adults online, Mastercard will refund the difference.
  • Car rental discounts﹕Across the world, you can enjoy the quality services and discounts provided by car rental brands such as Sixt, Avis and National on the road. (Only applicable to ICBC "Elite Club" World Mastercard Card only)

9.The privileges and offers are provided by Mastercard and the merchant partners, and subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://mtr.mastercardservices.com/en. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.

MasterCard Priceless TM Privileges10

ICBC “Elite Club” World Mastercard Card and ICBC "Elite Club" Platinum Mastercard Card cardholders can enjoy the selected priceless privileges of dining, shopping, entertainment, travelling, sports, culture and art from Mastercard locally and around the world, which bring excitement to you.

10.The privileges and offers are provided by Mastercard and the merchant partners, and subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://specials.priceless.com/en-hk/homepage. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.

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Mastercard Contactless Payment Function

Use the card to spend at any terminal with Mastercard Contactless payment function, and you can pay with one tap, making the payment convenient and quick.

All of the above services and offers are subject to the relevant terms and conditions.For more information, please call our customer service hotline at 218 95588.

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