ICBC "Elite Club" MasterCard Platinum Card

ICBC "Elite Club" MasterCard Platinum Card is applicable for Elite Club Customers Only.

Year Round Merchant Offers

You can enjoy exclusive dining, shopping and entertainment privileges with ICBC "Elite Club" MasterCard Platinum Card.

Rewards Program1

Bonus Point

For every HKD spent with your ICBC "Elite Club" MasterCard Platinum Card, you will receive 1 point. Accumulated bonus points can be redeemed for cash rebate or cash coupons. Bonus Point is valid for 1 year.

You can also choose PhoenixMiles Mileage Rewards, for every HK$8 will be converted to 1 mile.

Airlines cover the whole world: 21 countries and 100 cities.
You only need 8,000 miles PhoenixMiles Mileage Rewards to get a one-way short-haul flight ticket. 2

Cash Rebate

Moreover, you can also choose cash rebate as spending rewards. For every HKD spent with the card you will be entitled to 0.5% cash rebate. Rebate amount will be calculated on monthly basis, and shown in the monthly statement.

1. Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

2. PhoenixMiles Mileage Rewards are bound by the relevant terms and conditions set by ICBC (Asia) and PhoenixMiles, Air China.

Prestigious Privileges for Platinum Cardholder

ICBC "Elite Club" MasterCard Platinum Card Cardholders can exclusively enjoy the following premium privileges and services:

  • MasterCard 24-hour Concierge Services
  • Exclusively enjoy year round offers including leading hotels, golf courses and other merchants. For details, please visit
  • Bonus points is valid for 3 years
  • 24-hour Platinum Card Customer Service Hotline (852) 2107 4107

Convenient Payment Methods

You can settle your credit card payment in any of the following ways to save time and enjoy maximum convenience:

  • PPS
  • Autopay
  • Make a crossed HKD cheque payable to ICBC (Asia) Credit Card Centre
  • Direct cash deposit at any ICBC (Asia) branches
  • Arrange fund transfer through ATMs which carry the JETCO sign, ICBC (Asia) Phone Banking Services3 or Internet Banking Services4 by from your ICBC (Asia) account(s)

3. Service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applies for Phone Banking Service.

4. Service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applies for Internet Banking Services.

*The offers are subject to relevant terms and conditions.

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