ICBC UnionPay Dual Currency Diamond Card

ICBC UnionPay Dual Currency Diamond Card has prepared an array of benefits for you; whether it is family vacation, shopping or business travel you are considering, you will enjoy thorough and heartfelt services those give you not only the convenience of a well-managed account but also a brand new experience in comfortable and easy living.

Welcome Offer

New customers who successfully apply for ICBC UnionPay Dual Currency Diamond Card can enjoy

  • HK$150 Free Credit Card Spending Limit*

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$1,500 or above within the first 2 months of new cards issuance.

For details, please refer to Terms and Conditions of the Welcome Offer.

Two Currencies in One Card

ICBC UnionPay Dual Currency Diamond Card has both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong, and enjoy a waiver of foreign exchange fee on spending in CNY and foreign currencies.

Contactless Payment across China & Hong Kong

To allow you to travel across Mainland China easily ICBC UnionPay Dual Currency Diamond Card provides a variety of services and offers, which allows your journeys to be peace of mind.

shenzhen_tong

This Card equipped with the contactless payment function of the Shenzhentong1 allows you to ride Shenzhen Metro and designated public vehicles with a simple tag. You can also travel through lines of Shenzhen Metro directly after adding value to the Shenzhentong RMB purse at Shenzhen Metro or Shenzhentong authorized add value service providers. No more queuing for tickets and exchange.

1. Tips on usage of the Shenzhentong:

  • The purse of Shenzhentong and the credit card account are two separate independent accounts, those transaction information of Shenzhentong will not be shown on the credit card statement.
  • The Shenzhentong RMB purse has no deposit and is an anonymous sold card, in relation to which loss reporting services are not applicable. Customer should take care of the card. In the event of any loss, theft or card damage induced failure of card reading, the cardholder shall remain fully liable for the balance.
  • The card has no initial stored value. Please add value before use.
  • If the remaining value of your card is zero or negative balance, cardholders have to add value to the card or pay for charges. Cardholders may add value at Shenzhen Metro and Shenzhentong authorized add value service providers with cash up to a maximum stored value of RMB1,000.
  • Do not hold more than one card or another contactless smartcard over a reader at one time.
  • The Shenzhentong RMB purse is issued subject to Conditions and Laws of Shenzhentong, any use of Shenzhentong shall comply with the Conditions of Issue of Shenzhentong and relevant laws. Please read and understand thoroughly the terms and conditions by laws of Shenzhentong before activate and use of Shenzhentong. For the use and the latest terms and conditions and by laws of Shenzhentong, please visit www.shenzhentong.com,or access such information at the branch of Shenzhentong or by calling our Customer Service Hotline.

Guangzhou_Shenzhen_Railway

With a unique function embedded on this Card, customers have rapid access for GSRC Guangzhou-Shenzhen Railway, so customers can take the train without queuing up for tickets and reduce the unnecessary waiting time.

Rewards Program

Bonus Point / Mileage

For every HKD/ RMB spent with your ICBC UnionPay Dual Currency Diamond Card, you will receive 1 point 2. Accumulated bonus points can be redeemed for cash coupon or mileage.


You can also choose PhoenixMiles Mileage Rewards, for every HK$8 will be converted to 1 mileage.

Airlines cover the whole world: 21 countries and 100 cities.You only need 8,000km PhoenixMiles Mileage Rewards to get a one-way short-haul flight ticket3.

Cash Rebate

Moreover, you can either choose cash rebate as spending rewards. Rebate amount will be calculated on monthly basis and shown on the monthly statement.

  • For every HKD / RMB $1 spending = 0.5% cash rebate2

2. The rewards are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (includes but not limited to Alipay、PayMe、Tap & Go and WeChat Pay),donations, purchase of casino chips, gambling transactions unauthorized transactions, all payment type (including but not limited to card account's fees, cash installment, any financial charges , late charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc.); Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fee, property, motor vehicle, wholesale, hospital and school fees in China etc. Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

3. PhoenixMiles Mileage Rewards are bound by the relevant terms and conditions set by ICBC (Asia) and PhoenixMiles, Air China.

Contactless Payment without signature required

unionpay_quickpass

To experience a more convenient and trendy payment option, ICBC UnionPay Dual Currency Diamond Card allows you to enjoy hassle free spending with UnionPay QuickPass function, It’s fast, convenient and no need for signature.
The function is applicable to those UnionPay QuickPass-enabled merchants in Hong Kong, China&Macau. Also, this function covers the public transportation for Macau Pass.

Experience the new QR code payment convenience via 'UnionPay App'

Download the 'UnionPay App' with mobile phone and bind with ICBC UnionPay cards to enjoy numerous Hong Kong, Macau and cross-border privileges.

LoungeKey Greater China Airport Lounge Benefit 5

Cardholders fulfill specified spending requirements can enjoy airport lounge, which covers more than 130 designated LoungeKey airport lounges around the Greater China in Chinese Mainland, Hong Kong, Macao and Taiwan, three times per year.

5.The promotion period is from 1 March to 31 December 2019 (both dates are inclusive). ICBC UnionPay Dual Currency Diamond Card who sign up for HK$ 12,000 within two consecutive natural months can enjoy the offer. For details of LoungeKey global airport service: (852)2169 0108 or www.unionpaypremium.com.hk.

Airport Limousine Service in Hong Kong and Mainland China 6

Cardholders fulfill specified spending requirements can enjoy airport limousine transfer services at an exclusive rate of HK$250 per trip. Service includes private chauffeur and luggage handling service, meet and greet service etc.

6.Promotion period is from 1 January to 31 December 2019 (both dates are inclusive). ICBC UnionPay Dual Currency Diamond Card cardholders are required to have accumulated retail spending of HK$3,000 or above, with no more than two single transactions, to enjoy the airport limousine transfer services at an exclusive rate of HK$250 per trip. For details, please contact (852)2169 0108 or refer to www.unionpaypremium.com.hk .

Lunch/ Dinner Buy 1 Get 1 at UnionPay selected restaurants7(Not applicable to Platinum Cards)

Cardholders can enjoy Buy 1 Get 1 offer for lunch or dinner at selected UnionPay restaurants. For details, please refer to UnionPay website.

7. The promotion period is from 1 January to 31 December 2019 (both dates are inclusive), blackout dates of merchants applied. The promotion is eligible only via specific online booking, where bookings can be made one month in advance. For details, visit www.unionpaypremium.com.hk or www.diningcity.hk.Enquiry: (852)2169 0108.

Cinema City 2D /3D/ Atmos Movie Ticket Privilege 8

  • Buy-1-Get 1-Free 2D/3D movie tickets for Friday or Saturday
  • 10% Discount on Movie Tickets
  • 10% Discount on all food and beverages at the concession counter

8. The promotion period is from 1 January to 31 December 2019 (both dates are inclusive), blackout dates of merchants applied. Cardholders who purchase a regular-priced same-day/pre-sale movie ticket (2D or 3D) for a Friday or Saturday showing, and who have made a single local transaction of at least HK$300 in the same or previous calendar month, will be entitled to a free ticket for the same showing. For 10% off movie tickets offer,cardholders can purchase a maximum of 8 discounted tickets for each transaction. For details, visit www.unionpaypremium.com.hk.Enquiry: (852)2169 0108.

3X Overseas Spending Rewards

For overseas transactions, you can earn 3X spending rewards9 with your ICBC UnionPay Dual Currency Diamond Card!

9.The promotion period is from now till 31 December 2019. Terms and Conditions apply, please click here for details.

Personal Concierge Service

Simply make a call in anywhere of the world, customers can enjoy all convenience brought by the premium concierge services. The services include: travel assistance, entertainment and dining recommendations, etc10.

10. Concierge services are purely on referral or arrangement basis. Supplier(s), UnionPay and ICBC (Asia) shall not be responsible for any third party expenses which shall be solely the Cardcardholder’s responsibility. Please call UnionPay International Assistance Service 24-hour hotline: (852) 3122 2333 or visit www.unionpayintl.com/hk/premiumservice for the service details and terms and conditions.

Unsurpassed Golf Privileges

ICBC UnionPay Dual Currency Diamond Card customers can enjoy the golf courses in Mainland China and other places at privilege price11.

11. The promotion period is from now till 31 December 2019. Customer is required to settle payment with ICBC UnionPay Dual Currency Diamond Card to enjoy the offers. Booking is required and terms and conditions are applicable for the offers. Please call UnionPay International Assistance Service 24-hour hotline: (852) 3122 2333 or visit www.unionpayintl.com/hk/premiumservice.

UnionPay International 24 Hours Global Travel Assistance Service

ICBC UnionPay Dual Currency Diamond Card customers can enjoy UnionPay International 24 Hours Global Travel Assistance Service12.

  • Lost luggage assistance
  • Lost passport assistance
  • 24 hours telephone medical advice
  • Emergency travel service assistance
  • Emergency message transmission

12.UnionPay International 24 Hours Global Travel Assistance Service is provided by International SOS Assistance (HK) Limited.The service is purely rendered on referral and arrangement basis only and does not constitute an insurance policy or agreement. Any third party expenses shall be borne by ICBC UnionPay Dual Currency Diamond Card cardholder.Please call UnionPay International Assistance Service 24-hour hotline: (852) 3122 2333 or visit www.unionpayintl.com/hk/premiumservice for the service details and terms and conditions.

24-hour Free Phone Banking Roaming Service for Managing Cross-Border accounts

The Phone Banking Roaming Service gives customer 24-hour free access to account management by connecting to Customer Service of ICBC (Asia) Credit Card Centre. This service enables you to manage your accounts in Hong Kong & China flexibly without incurring IDD charges.

  • In China, customer can contact our Customer Service Hotline at 95588 to manage their ICBC (Asia) accounts in Hong Kong.
  • In Hong Kong, customer can contact our Customer Service Hotline at 218 95588 to manage their ICBC accounts in Mainland China.

Cash Installment Plan

Enjoy "Credit Card Cash Installment Plan" for easy cash at a monthly flat-rate offer13.

13.Terms and conditions apply. For details please visit www.icbcasia.com.For details and enquiries, please contact our customer services hotline: 218 95588.

Easy and Flexible Payment Methods

Whether you are, easy and trouble-free settlement of your UnionPay Dual Currency Diamond Card balance can be done through the following ways:

Settling Renminbi Card Account

  • PPS
  • Arrange autopay through ICBC (Asia) HKD or RMB personal bank account
  • Direct cash deposit by HKD or RMB at any ICBC (Asia) branches
  • Make a crossed HKD cheque payable to ICBC (Asia) Credit Card Centre15
  • Fund transfer from ICBC (Asia) RMB or HKD personal bank account(s) through ICBC (Asia) Internet Banking Services 16

Remarks: If you settle RMB balance with HKD, the Bank will convert HKD to RMB. The exchange rate of the posting date will be applied to all repayments of Renminbi Account by Hong Kong Dollar remit payment in the next working day after the payment date. Handling fee is waived. Owing to the fluctuation of RMB, customer is advised to prepare sufficient fund for payment. This will avoid financial charges, and the surplus (if any) will be posted to your HKD account as account balance.

Settling Hong Kong Dollar Card Account

  • PPS
  • JET PAYMENT
  • Autopay
  • Make a crossed HKD cheque payable to ICBC (Asia) Credit Card Centre
  • Direct cash deposit at any ICBC (Asia) branches
  • Arrange fund transfer through ATMs which carry the JETCO sign, ICBC (Asia) Internet Banking Services16or Phone Banking Services17from your ICBC (Asia) account(s)

15. Please write your Credit Card account number marked with "Renminbi Payment" at the back of your cheque. A separate cheque should be given for the payment of Hong Kong Dollars balance.

16.This service is applicable to Cardholder who has HKD/RMB personal savings account in ICBC (Asia) and successfully applies for Internet Banking Services.

17.This service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applies for Phone Banking Service.


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To borrow or not to borrow ? Borrow only if you can repay !