ICBC China Overseas UnionPay Dual Currency Card^

Welcome Offer

New customers who successfully apply for designated ICBC China Overseas UnionPay Dual Currency Diamond Card or ICBC China Overseas UnionPay Dual Currency Platinum Card can enjoy

  • 24” Starry Luggage (Suggested retail price:HK$980) *; or
  • HK$300 Free Credit Card Spending Limit *

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB3,000 with each card within the first 2 months of new cards issuance. For details, please refer to Terms and Conditions of the Welcome Offer.

^Application for ICBC China Overseas UnionPay Dual Currency Card is only applicable to China Overseas staff.

HongKong-Macau ferry ticket discounts by China Travel Services (HK) Ltd 1

Enjoy instant discount of HK$20 each upon purchase of HongKong-Macau regular-priced ferry ticket(s) at China Travel Services (HK) Ltd. (Departure piers include Hong Kong - Macau Ferry Terminal, China Hong Kong City Terminal, Tuen Mun ferry pier and Macau Outer Harbour Ferry Terminal).

1.Promotional period is from now to 30 September 2019 (last day is inclusive). Enjoy instant discount of HK$20 each upon purchase of HongKong-Macau regular-priced ferry ticket at China Travel Services (HK) Ltd. (Departure piers include Hong Kong - Macau Ferry Terminal, China Hong Kong City Terminal, Tuen Mun ferry pier and Macau Outer Harbour Ferry Terminal).

Hong Kong Disneyland adult ticket discounts by China Travel Services (HK) Ltd 2

Enjoy instant discount of HK$50 each upon purchase of Hong Kong Disneyland regular-priced adult ticket(s) at China Travel Services(HK) Ltd.

 

2.Promotional period is from now to 31 December 2019 (last day is inclusive). Enjoy instant discount of HK$50 each upon purchase of Hong Kong Disneyland regular-priced adult ticket(s) at China Travel Services (HK) Ltd. Please visit China Travel Services (HK) Ltd for details.

VIP lounge service at over 1000 global airports and high-speed railway stations3

Cardholders of ICBC China Overseas Co-Brand Union Pay Dual Currency Card who log on to the “ DragonPass “ official website and make payment and complete the verification process can enjoy the free VIP lounge services at over 1000 global airports and high-speed railway stations.

3.Promotional period is from now to 31 December 2019 (last day is inclusive). The offer is applicable to designated credit cards only. Global VIP lounge service network:https://network.dragonpass.com.cn/airport/list.For offer details and set up procedures, please refer to webpage: https://en.dragonpass.com.cn/ .

Cash Rebate

For every HK$1 / RMB$1 spent with ICBC China Overseas Co-Brand Union Pay Dual Currency Card , you will be entitled to 0.5% Cash Rebate4.Rebate amount will be calculated on monthly basis and shown on statement.

For every HK$1/ RMB$1 spent = 0.5% Cash Rebate

4.The rewards are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (includes but not limited to Alipay、PayMe、Tap & Go and WeChat Pay),donations, purchase of casino chips, gambling transactions unauthorized transactions, all payment type (including but not limited to card account's fees, cash installment, any financial charges , late charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc.); Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fee, property, motor vehicle, wholesale, hospital and school fees in China etc. Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

3X Overseas Spending Rewards

For overseas transactions, cardholders can earn 3X spending rewards5 with your ICBC China Overseas Co-Brand Union Pay Dual Currency Card !

5. The promotion period is from now to 31 December 2019. (last day is inclusive) Terms and conditions apply, please visit www.icbcasia.com/icbc/3x_tc for details.

Airport Limousine Service in Hong Kong and Mainland China (Not applicable to Platinum Cards) 6

Cardholders fulfill specified spending requirements can enjoy airport limousine transfer services at an exclusive rate of HK$250 per trip. Service includes private chauffeur and luggage handling service, meet and greet service etc.

6.Promotion period is from now to 31 December 2019 (last day is inclusive). UnionPay Diamond Card cardholders are required to have accumulated retail spending of HK$3,000 or above, with no more than two single transactions, to enjoy the airport limousine transfer services at an exclusive rate of HK$250 per trip. For details, please contact (852)2169 0108 or refer www.unionpaypremium.com.hk .

Lunch/ Dinner Buy 1 Get 1 at UnionPay selected restaurants7(Not applicable to Platinum Cards)

Cardholders can enjoy Buy 1 Get 1 offer for lunch or dinner at selected UnionPay restaurants. For details, please refer to UnionPay website.

7. The promotion period is from now to 31 December 2019 (last day is inclusive), blackout dates of merchants applied. The promotion is eligible only via specific online booking, where bookings can be made one month in advance. For details, visit www.diningcity.hk or www.diningcity.hk.Enquiry: (852)2169 0108.

Cinema City 2D /3D/ Atmos Movie Ticket Privilege 8

  • Buy-1-Get 1-Free 2D/3D movie tickets for Friday or Saturday (Not applicable to platinum cards)
  • 10% Discount on Movie Tickets
  • 10% Discount on all food and beverages at the concession counter

8.The promotion period is from now to 31 December 2019 (last day is inclusive), blackout dates of merchants applied. Buy-1-Get-1-Free offer is only applicable to ICBC China Overseas Co-Brand Union Pay Dual Currency Diamond Card cardholders. Cardholders who purchase a regular-priced same-day/pre-sale movie ticket (2D or 3D) for a Friday or Saturday showing, and who have made a single local transaction of at least HK$300 in the same or previous calendar month, will be entitled to a free ticket for the same showing. 10% off movie tickets offer applicable to both ICBC China Overseas Co-Brand Union Pay Dual Currency Diamond Card and ICBC China Overseas Co-Brand Union Pay Dual Currency Platinum Card, cardholders can purchase a maximum of 8 discounted tickets for each transaction. For details, visit www.unionpaypremium.com.hk.Enquiry: (852)2169 0108.

Two Currencies in One Card

ICBC China Overseas Co-Brand Union Pay Dual Currency Card has both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong, and enjoy a waiver of foreign exchange fee on spending in CNY and foreign currencies.

Contactless Payment Across Mainland China

To allow you to travel across Mainland China easily, ICBC China Overseas Co-Brand Union Pay Dual Currency Card provides a variety contactless payment transportation of services and offers, which allows your journeys to be peace of mind.

This Card equipped with the contactless payment function of the Shenzhentong9 allows you to ride Shenzhen Metro and designated public vehicles with a simple tag. You can also travel through lines of Shenzhen Metro directly after adding value to the Shenzhentong RMB purse at Shenzhen Metro or Shenzhentong authorized add value service providers. No more queuing for tickets and exchange.

9.Tips on usage of the Shenzhentong:
• The purse of Shenzhentong and the credit card account are two separate independent accounts, those transaction information of Shenzhentong will not be shown on the credit card statement.
• The Shenzhentong RMB purse has no deposit and is an anonymous sold card, in relation to which loss reporting services are not applicable. Customer should take care of the card. In the event of any loss, theft or card damage induced failure of card reading, the cardholder shall remain fully liable for the balance.
• The card has no initial stored value. Please add value before use.
• If the remaining value of your card is zero or negative balance, cardholders have to add value to the card or pay for charges. Cardholders may add value at Shenzhen Metro and Shenzhentong authorized add value service providers with cash up to a maximum stored value of RMB1,000.
• Do not hold more than one card or another contactless smartcard over a reader at one time.
• The Shenzhentong RMB purse is issued subject to Conditions and Laws of Shenzhentong, any use of Shenzhentong shall comply with the Conditions of Issue of Shenzhentong and relevant laws. Please read and understand thoroughly the terms and conditions by laws of Shenzhentong before activate and use of Shenzhentong. For the use and the latest terms and conditions and by laws of Shenzhentong, please visit www.shenzhentong.com ,or access such information at the branch of Shenzhentong or by calling our Customer Service Hotline.

With a unique function embedded on this Card, customers have rapid access for GSRC Guangzhou-Shenzhen Railway, so customers can take the train without queuing up for tickets and reduce the unnecessary waiting time.

Contactless Payment for transportation and shopping in Macau

ICBC China Overseas Co-Brand Union Pay Dual Currency Card grants you UnionPay QuickPass function for public transportation in Macau. Besides, you can enjoy hassle free spending in those UnionPay QuickPass-enabled merchants in Hong Kong, China and Macau. It’s fast, convenient and no need for signature.

Experience the new QR code payment convenience via 'UnionPay App'

Download the 'UnionPay App' with mobile phone and bind with ICBC China Overseas Co-Brand Union Pay Dual Currency Card to enjoy numerous Hong Kong, Macau and cross-border privileges.

Waive Handling Fee of Overseas Spending

Spend at Overseas with ICBC China Overseas Co-Brand Union Pay Dual Currency Card to enjoy handling fee waiver and be exempted from extra charges caused by currency exchange and fluctuation of conversion rates.

Credit Card Spending Installment Plan

Every spending with choice of installment plan for you to enjoy fabulous shopping delights!

  • Super-Low Monthly Flat Rate at 0.235% (APR is 5.29%)10
  • 12, 24 and 36 month installment plan of your choice
  • No documents are required
  • Application Hotline11: 2533 8686

10. Monthly flat rate 0.235% ,Annualised Percentage Rate (APR) 5.29% are calculated based on Spending Installment amount HK$10,000, Monthly flat rate 0.235% and 12-month repayment tenor. For 24-month and 36-month tenor, APR are 5.46% and 5.48% respectively. The APR is calculated based on the guidelines as set out in the Code of Banking Practice. The Bank shall have the right at its discretion to apportion any Installment payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. Terms and conditions apply, for more details on terms and conditions and relevant fee and charges,please visit www.icbcasia.com or call the Customer Service Hotline 2533 8686.
11.Office hour of the Customer Service Hotline: Monday - Friday: 10am - 6pm, except Public Holidays. After language option is selected, please press ‘9’ to talk to a Customer Service representative.

Apply Now!

Reminder:To borrow or not to borrow ? Borrow only if you can repay !