ICBC Caritas-HK MasterCard

Love in the Service of Hope

Caritas Hong Kong aims to serve every individual, family, group and community regardless of their race, gender, religion or belief. Its ultimate goal is to help people in developing their potential, overcoming their difficulties in life, and to build communities based on truth, justice, love, freedom and peace.

Caritas services cover social welfare, education,and healthcare etc, of which the annual expenditure is more than 1.6 billion Hong Kong dollars. To continue these quality services to the community, your support to Caritas Hong Kong is of great importance.

ICBC (Asia) and Caritas HK now provides you with a simple and convenient way to express your kind-hearted and generous support by applying for and using the ICBC Caritas-Hong Kong MasterCard.

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC Caritas-HK MasterCard upon card approval. The application should take via online.

Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift.

Exclusive Offer

Extra HK$100 Free Credit Card Spending Limit is eligible to new customers who successfully apply ICBC Caritas-HK Platinum MasterCard during 1 October 2022 to 31 December 2022 (both dates inclusive) 1.

1.HK$100 Free Credit Card Spending Limit ("Exclusive Offer") is only applicable to successful new applicants for principal card of the ICBC Caritas-HK Platinum MasterCard issued and approved by Industrial and Commercial Bank of China (Asia) Limited (the "Bank" or “ICBC (Asia)”) with applications made under this exclusive offer from 1 October till 31 December 2022 (both dates inclusive). Existing ICBC (Asia) Credit Card Cardholders who are holding any of our credit card or those who have cancelled any ICBC (Asia) Credit Card (includes Affinity Card) in the past 6 months (from this application date) will not be eligible for the Exclusive Offer. Credit Card Centre of the Bank will credit the Free Credit Card Spending Limit to the approved ICBC Caritas-HK Platinum MasterCard account by 28 February 2023. Free Credit Card Spending Limit can only be used for future spending, and cannot be used for cash advance or repayment of credit card spending. Even if you apply for more than one ICBC Caritas Hong Kong Platinum MasterCard at the same time, each applicant can only receive the Exclusive Offer once.

Welcome Offer

HK$150 Free Credit Card Spending Limit is eligible to new customers who successfully apply ICBC Caritas Hong Kong MasterCard during 1 January 2022 to 31 December 2022 (both dates inclusive) 2.

2.HK$150 Free Credit Card Spending Limit ("Welcome Offer") is only applicable to successful new applicants for principal card of the ICBC Caritas-HK MasterCard issued and approved by the Bank with applications made under this Weclome Offer from 1 January till 31 December 2022 (both dates inclusive). Existing ICBC (Asia) Credit Card Cardholders who are holding any of our credit card or those who have cancelled any ICBC (Asia) Credit Card (includes Affinity Card) in the past 6 months (from this application date) will not be eligible for the Welcome Offer. Successful new applicants for principal card of ICBC Caritas-HK MasterCard can enjoy the Welcome Offer upon accumulating retail spending or cash advance for HK$1,500 or above (“The Designated Spending Requirement”) with the ICBC Caritas-HK MasterCard within the first 2 months of new card issuance. For details, please refer to Terms and Conditions of the Welcome Offer . The Designated Spending Requirement is determined by its transaction date according to the retail spending and cash advance, excluding non-posted/ cancelled/ cheated/ returned or other unauthorized transactions. Credit Card Centre of the Bank will credit the Free Credit Card Spending Limit to the respective account after 6 to 8 weeks after the Designated Spending Requirement is fulfilled. Free Credit Card Spending Limit can only be used for future spending, and cannot be used for cash advance or repayment of credit card spending.

ICBC (Asia) Pays When You Pay

Whenever you spend with your ICBC Caritas-Hong Kong MasterCard, you are helping Caritas Hong Kong because ICBC (Asia) will donate 0.45% of your total monthly spending amount 3 to Caritas Hong Kong automatically as a support for its community services.

3.Eligible spending is not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as ICBC (Asia) may at our sole discretion determine from time to time). Also, it is not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Mastercard and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible.

Fixed Amount Donation

You may choose to make a monthly donation in fixed amount (HK$100, HK$200, HK$300 or an amount set by you) through your ICBC Caritas-Hong Kong MasterCard to demonstrate your recognition and support for Caritas HK’s beliefs and services.

Variable Amount Donation

Apart from fixed amount donation, you can also choose variable amount donation after every purchase. You can choose to round up each retail spending to the nearest whole One HK dollar or whole Ten HK dollars.

The above donation amount would be shown on the monthly Credit Card Account statement. Caritas HK will also issue donation receipt specifying the total yearly donation amount to cardholders for handling accounting or tax declaration.

Remark: Caritas HK will only issue receipt for donation of HK$100 or above per year.

Rewards Program4

  • Bonus Point

    For every HKD 1 spent with your ICBC Caritas-HK MasterCard, you will receive 1 point.Bonus Point is valid for 1 year.

    You can also choose PhoenixMiles Mileage Rewards, every HK$8 or 8 points will be converted to 1 mile.

    Airlines cover the whole world: 21 countries and 100 cities. You only need 8,000 miles PhoenixMiles Mileage Rewards to get a one-way short-haul flight ticket.5

  • Cash Rebate

    Moreover, you can also choose cash rebate as spending rewards. For every HKD 1 spent with the card you will be entitled to 0.5% cash rebate.Rebate amount will be calculated on monthly basis, and shown in the monthly statement.

    4.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as the Bank may at our sole discretion determine from time to time). Also, the Bonus point and cash rebate are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by MasterCard and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

    5. PhoenixMiles Mileage Rewards are bound by the relevant terms and conditions set by ICBC (Asia) and PhoenixMiles, Air China.

Octopus Automatic Add-Value Service6

Octopus Automatic Add-Value Service ("AAVS") will automatically add value according to your preset amount when the stored value of any of your Octopus cards/products is insufficient.. Octopus card / product now can be used in Shenzhen. Octopus card / product with AAVS function can also be top-up at Shenzhen too.

The top-up value is entitled to cash rebate or bonus point as well as an interest-free repayment period. You can also apply for AAVS to your beloved ones.

6. For details, please refer to the terms and conditions for “Octopus Automatic Add-Value Service”.

Convenient Payment Methods

You can settle your credit card payment in any of the following ways to save time and enjoy maximum convenience:

  • PPS
  • JET Payment
  • Autopay
  • Make a crossed HKD cheque payable to ICBC (Asia) Credit Card Centre
  • Direct cash deposit at any ICBC (Asia) branches
  • Arrange fund transfer through ATMs which carry the JETCO sign, ICBC (Asia) Phone Banking Services 7 or Internet Banking Services 8 by from your ICBC (Asia) account(s)

7.Service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applied for Phone Banking Service.


8.Service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applied for Internet Banking Services.

The offers are subject to relevant terms and conditions.

Apply Now!

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ICBC Caritas-HK MasterCard

ICBC Caritas-HK MasterCard

ICBC Caritas-HK MasterCard