ICBC AXA Platinum Cards

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

  • ICBC AXA Platinum Mastercard + ICBC AXA UnionPay Dual Currency Platinum Card【Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift

Welcome Offer

New customers who successfully apply for ICBC AXA Platinum Mastercard and ICBC AXA UnionPay Dual Currency Platinum Card can enjoy HK$600 Free Credit Card Spending Limit*

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB3,000 with each card within the first 2 months of new cards issuance.For details, please refer to Terms and Conditions of the Welcome Offer.

Concurrently apply for 2 designated ICBC credit cards, new customers can enjoy double welcome offers and privileges 【Apply Now

Insurance Premium Payment Rewards

Earn premium payment rewards upon settling your AXA Hong Kong insurance payment with ICBC AXA Platinum Cards. Earn 1 point for every HK$1 payment. Accumulated bonus points can be redeemed for cash coupons ,cash rebate and mileage1,Each customer can accumulate up to 100,000 bonus points every year.

1.Terms and Conditions of the “Bonus Points Rewards Program” apply, Please click here for details. The mileage redemption is all subject to airline company respective terms and conditions. In case of any dispute, the decision of the Airline Company shall be final.

Insurance Premium Installment Plan

Enjoy 12-months installment plan by settling your AXA insurance payment with ICBC AXA Platinum Cards2.

2.For the details of charge and interest rate, please refer to "ICBC AXA Platinum Card Insurance Premium Installment Plan Application Form".
Click here for ICBC AXA Platinum Card Insurance Premium Installment Plan Application Form.

VIP lounge service at over 1,000 global airports and high-speed railway stations 3

Cardholders of ICBC AXA Platinum Cards who log on to the “ DragonPass “ official website and make payment and complete the verification process can enjoy the VIP lounge services at over 1,000 global airports and high-speed railway stations.

3. Promotional period is valid till 31 December 2021 (the last day is inclusive). The offer is applicable to designated credit cards only. Global VIP lounge service network: https://network.dragonpass.com.cn/airport/list .For offer details and set up procedures, please refer to webpage:https://institution.dragonpass.com.cn/icbc-intl/index/ or https://v.icbc.com.cn/userfiles/Resources/ICBC/haiwai/Asia/download/EN/2021/dragonpass_en_2021r1.pdf.

Octopus Automatic Add-Value Service

Octopus Automatic Add-Value Service ("AAVS") enables you automatically to add value to any Octopus card / product4 without queuing when insufficient funds occur. Octopus card now can be used in Shenzhen. Octopus card / product with AAVS function can also be top-up at Shenzhen too. The top-up value is entitled to bonus point rewards as well as an interest-free repayment period. You can also apply AAVS for your beloved ones.

4.For details, please refer to the terms and conditions for “Octopus Automatic Add-Value Service”.

Spending Rewards

Earn Bonus Points upon spending with ICBC AXA Platinum Cards to reedem for cash coupons, cash rebate and mileage 5.For every HKD / RMB$ 1 spent with ICBC AXA Platinum Cards, ICBC AXA Platinum Cards customers will receive 1 point. Points awarded from HKD account and RMB account can be pooled together. The points earned for Platinum Card will be valid for 3 years.

5.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap&Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc.or other categories as Industrial and Commercial Bank of China (Asia) Limited ("ICBC (Asia)")) may at our sole discretion determine from time to time). Also, the bonus points and cash rebate are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

Exclusive privileges for ICBC AXA UnionPay Dual Currency Platinum Card


Two Currencies in One Card

ICBC AXA UnionPay Dual Currency Platinum Card has both HKD and RMB accounts on one card; you can spend in local currency across Mainland China and Hong Kong, and enjoy two currencies in one card.

Experience the new QR code payment convenience via 'UnionPay App'

Download the 'UnionPay App' with mobile phone and bind with ICBC AXA UnionPay Dual Currency Platinum Card to enjoy numerous Hong Kong, Macao and cross-border privileges.

Apply Now!

Reminder:To borrow or not to borrow ? Borrow only if you can repay !