ICBC AXA Platinum Cards

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

  • ICBC AXA Platinum Mastercard + ICBC AXA UnionPay Dual Currency Platinum Card【Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift

Welcome Offer

New customers who successfully apply for ICBC AXA Platinum Mastercard and ICBC AXA UnionPay Dual Currency Platinum Card can enjoy HK$600 Free Credit Card Spending Limit*

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB3,000 with each card within the first 2 months of new cards issuance.

For details, please refer to Terms and Conditions of the Welcome Offer.

Concurrently apply for 2 designated ICBC credit cards, new customers can enjoy double welcome offers and privileges 【Apply Now

Insurance Premium Payment Rewards

Earn premium payment rewards upon settling your AXA Hong Kong insurance payment with ICBC AXA Platinum Cards. Earn 1 point for every HK$1 payment. Accumulated bonus points can be redeemed for cash coupons and mileage1,Each customer can accumulate up to 100,000 bonus points every year.

1.Terms and Conditions of the “Bonus Points Rewards Program” apply, Please click here for details. The mileage redemption is all subject to airline company respective terms and conditions. In case of any dispute, the decision of the Airline Company shall be final.

Insurance Premium Installment Plan

Enjoy 12-months installment plan by settling your AXA insurance payment with ICBC AXA Platinum Cards2.

2.For the details of charge and interest rate, please refer to "ICBC AXA Platinum Card Insurance Premium Installment Plan Application Form".
Click here for ICBC AXA Platinum Card Insurance Premium Installment Plan Application Form.

VIP lounge service at over 1000 global airports and high-speed railway stations 3

Cardholders of designated ICBC MasterCards or UnionPay Cards who log on to the “ DragonPass “ official website and make payment and complete the verification process can enjoy the free VIP lounge services at over 1000 global airports and high-speed railway stations.

3. Promotional period is from 1 January to 31 December 2019 (both dates are inclusive). The offer is applicable to designated credit cards only. Global VIP lounge service network: https://network.dragonpass.com.cn/airport/list .For offer details and set up procedures, please refer to webpage:https://dwz.cn/xQn2plEJ/ .

Personal Concierge Service

Simply make a call in anywhere of the world, ICBC AXA Platinum Cards customers can enjoy all convenience brought by the premium concierge services. The services include: travel assistance, entertainment and dining recommendations, etc4.

4. Concierge services are purely on referral or arrangement basis. Supplier(s), Mastercard, UnionPay and Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) shall not be responsible for any third party expenses which shall be solely the ICBC AXA Platinum Cards cardholders’ responsibility. Please call Mastercard 24-hour Concierge Services Hotline: (852) 2169 0108 (for ICBC AXA Platinum Mastercard) ; or call UnionPay International Assistance Service 24-hour hotline: (852) 2169 0108 or visit https://www.unionpaypremium.com.hk (for ICBC AXA UnionPay Dual Currency Platinum Card) for the service details and terms and conditions.

Octopus Automatic Add-Value Service

Octopus Automatic Add-Value Service ("AAVS") enables you automatically to add value to any Octopus card / product5 without queuing when insufficient funds occur. Octopus card now can be used in Shenzhen. Octopus card / product with AAVS function can also be top-up at Shenzhen too. The top-up value is entitled to bonus point rewards as well as an interest-free repayment period. You can also apply AAVS for your beloved ones.

5.For details, please refer to the terms and conditions for “Octopus Automatic Add-Value Service”.

Spending Rewards

For every HKD / RMB$ 1 spent with ICBC AXA Platinum Cards, ICBC AXA Platinum Cards customers will receive 1 point6. Points awarded from HKD account and RMB account can be pooled together. The points earned for Platinum Card will be valid for 3 years.

6.Terms and Conditions of the “Bonus Points Rewards Program” apply, please click here for details. The mileage redemption is all subject to airline company respective terms and conditions. In case of any dispute, the decision of the Airline Company shall be final.

3X Overseas Spending Rewards

For overseas transactions, you can earn 3X spending rewards 7 with your ICBC AXA Platinum Cards.

7.Promotion is valid from now till 31 December 2019.Terms and conditions apply, please click here for details.

Year Round Merchant Offers

ICBC AXA Platinum Cards customer can enjoy exclusive dining and shopping privileges at selected merchants throughout the year with ICBC AXA Platinum Cards8.

8.Promotion is valid from now till 31 December 2019.Terms and conditions apply, please click here for details.

Exclusive privileges for ICBC AXA Platinum Mastercard


HeRTZ Car Rental Discount and Upgrade Privileges9

  • 10% off (1-day car rental or above)
  • 10% off and free upgrade of 2-level (4-day car rental or above)

9.The promotion period is from now till 31 Dec 2019 ("Promotion Period"). Cardholders must pay with ICBC AXA Platinum Mastercard in order to enjoy the offers. For details, please visit www.mastercard.com.hk for details.

Round Trip Hong Kong – Macau Ferry Ticket Privilege

  • 20% Discount for Cotai Water Jet city route adult full fare first ticket10
  • Purchase 3 sets of TurboJET regular fare round trip tickets to get 1 additional set of complimentary round trip tickets; Purchase 1 set of TurboJET Airport Route regular fare Economy class round trip tickets to enjoy free upgrade to Super class 10

  • 10. The promotion period is from 1 January to 30 June 2019 (both dates are inclusive), blackout dates of merchants applied. The offer only applies for Cotai Water Jet city route adult full fare first tickets purchased at Cotai Water Jet Ticket counters. For details, visit www.mastercard.com.hk/bestofmacau .

    11. The promotion is valid for bookings from 1 January to 30 June 2019 (both dates are inclusive), blackout dates of merchants applied. Return sailing must be completed on or before August 15, 2019. A maximum of 45 days advance booking is allowed, and Economy class / Super class / Premier Grand class tickets are available. All passengers including the cardholder must travel together on all sailings. HK$11 Hong Kong departure tax and HK$28 per ticket terminal service fee (applicable on Tuen Mun <> Macau (Outer Harbour) route) are chargeable for the complimentary tickets. Complimentary tickets are applicable for Day sailings only, additional HK$30 per ticket will be charged for night sailing. For details, visit www.mastercard.com.hk/bestofmacau .

    Hotel Privileges of Macao Cotai Central, The Parisian Macao and The Venetian Macao12

    • 15% off on Bed & Breakfast Package
    • Buy 1 and get 50% off on the 2nd for buffet
    • 50% off on facial and body SPA treatments
    • Complimentary additional 1-hour play time on Admission Tickets of Kid’s zone
    • 12. The promotion is valid for bookings from 1 January to 30 June 2019 (both dates are inclusive), blackout dates of merchants applied. This offer is subject to availability and is subject to merchant’s standard Terms & Conditions. Cardholders are required to indicate that they would like to enjoy this offer when making a booking via email or telephone. For details, visit www.mastercard.com.hk/bestofmacau.

      Exclusive privileges for ICBC AXA UnionPay Dual Currency Platinum Card


      Two Currencies in One Card

      ICBC AXA UnionPay Dual Currency Platinum Card has both HKD and RMB accounts on one card; you can spend in local currency across Mainland China and Hong Kong, and enjoy a waiver of foreign exchange fees on spending in RMB and other foreign currencies.

      Contactless Payment with QuickPass Function

      To experience a more convenient and trendy payment option, UnionPay QuickPass function of ICBC AXA UnionPay Dual Currency Platinum Card allows you to enjoy hassle free spending with a simple tag. It is fast, convenient and no need for signature. The function is applicable to UnionPay QuickPass-enabled merchants in Hong Kong, Mainland China and Macau. This function also covers public transportations for Macau Pass.

      Experience the new QR code payment convenience via 'UnionPay App'

      Download the 'UnionPay App' with mobile phone and bind with ICBC UnionPay cards to enjoy numerous Hong Kong, Macau and cross-border privileges.

      Contactless Payment in Mainland China Transportation

      To allow you to travel in Mainland China, this ICBC AXA UnionPay Dual Currency Platinum Card provides a variety of services which allows your journeys to be peace of mind.

      This Card equipped with the function of Shenzhentong12 which allows you to take ShenZhen Metro and designated public transports via the featuring contactless payment. You can also travel through lines of Shenzhen Metro directly after adding value to the Shenzhentong RMB purse at Shenzhen Metro or Shenzhentong authorized add value service providers. No more queuing for tickets and exchange.

      12. Tips on usage of the Shenzhentong:

      • The purse of Shenzhentong and the credit card account are two separate independent accounts, those transaction information of Shenzhentong will not be shown on the credit card statement.
      • The Shenzhentong RMB purse has no deposit and is an anonymous sold card, in relation to which loss reporting services are not applicable. Customer should take care of the card. In the event of any loss, theft or card damage induced failure of card reading, the cardholder shall remain fully liable for the balance.
      • The card has no initial stored value. Please add value before use.
      • If the remaining value of your card is zero or negative balance, cardholders have to add value to the card or pay for charges. Cardholders may add value at Shenzhen Metro and Shenzhentong authorized add value service providers with cash up to a maximum stored value of RMB1,000.
      • Do not hold more than one card or another contactless smartcard over a reader at one time.
      • The Shenzhentong RMB purse is issued subject to Conditions and Laws of Shenzhentong,any use of Shenzhentong shall comply with the Conditions of Issue of Shenzhentong and relevant laws. Please read and understand thoroughly the terms and conditions by laws of Shenzhentong before activate and use of Shenzhentong. For the use and the latest terms and conditions and by laws of Shenzhentong, please visit www.shenzhentong.com,or access such information at the branch of Shenzhentong or by calling our Customer Service Hotline.

      With a unique function embedded on this Card, ICBC AXA UnionPay Dual Currency Platinum customers have rapid access for GSRC Guangzhou-Shenzhen Railway, so customers can take the train without queuing up for tickets and reduce the unnecessary waiting time.

      UnionPay International 24 Hours Global Travel Assistance Service

      ICBC AXA UnionPay Dual Currency Platinum Card customers can enjoy UnionPay International 24 Hours Global Travel Assistance Service13 .

      • Lost luggage assistance
      • Lost passport assistance
      • 24 Hours telephone medical advice
      • Emergency travel service assistance
      • Emergency message transmission

      13.UnionPay International 24 Hours Global Travel Assistance Service is provided by International SOS Assistance (HK) Limited. The service is purely rendered on referral and arrangement basis only and does not constitute an insurance policy or agreement. Any third party expenses shall be borne by ICBC AXA UnionPay Dual Currency Platinum Card cardholder. Please call UnionPay International Assistance Service 24-hour hotline: (852) 2169 0108 or visit https://www.unionpaypremium.com.hk for the service details and terms and conditions.

      Unsurpassed Golf Privileges

      ICBC AXA UnionPay Dual Currency Platinum Card customers can enjoy the golf courses in Mainland China and other places at privilege price 14.

      14.The promotion period is from now till 31 December 2019. Customer is required to settle payment with ICBC AXA UnionPay Dual Currency Platinum Card to enjoy the offers. Booking is required and terms and conditions are applicable for the offers. Please call UnionPay International Assistance Service 24-hour hotline: (852) 2169 0108 or visit https://www.unionpaypremium.com.hk for the offer details and terms and conditions.

      *The offers are subject to relevant terms and conditions.

      Apply Now!

      To borrow or not to borrow ? Borrow only if you can repay !