Huawei Pay

To use Huawei Pay, ICBC UnionPay credit card customers only need to download the “HUAWEI Wallet” App from “HUAWEI AppGallery”, and then add the ICBC UnionPay credit card1 to the wallet. You can use Huawei Pay at any place with the following signs in Hong Kong without having to open any mobile app.

Huawei Pay is easy to use. Customers can activate the service after binding their ICBC UnionPay credit card with "HUAWEI Wallet". When paying in a physical store, customers do not need to unlock the screen, open mobile app, or access the internet. They only need to tap the top of the mobile phone (rear camera lens area) against the payment terminal that supports UnionPay QuickPass, and complete the payment authentication by the fingerprint or payment passcode. Customers can enjoy more convenience when shopping by using Huawei Pay and gain bonus point rewards or cash rebates 2 through spending with ICBC UnionPay credit card at the same time .

Privacy and Security Protection
✔Authentication
Every transaction has to be authenticated by the fingerprint or payment passcode.
✔Tokenization
Huawei Pay uses a device-specific number known as a token instead of your credit card number to proceed transactions. Your credit card number is not stored on your device or on Huawei Pay servers, or not share with merchants.
Privacy
Huawei Pay does not retain transaction inquiries that could track your personal identity when you use HUAWEI Wallet.

Add ICBC UnionPay credit card to HUAWEI Wallet

Add ICBC UnionPay credit cards1 to HUAWEI Wallet with a few simple steps.

Step 1: Open “Wallet” App in the mobile phone that supports Huawei Pay3;

Step 2: Touch the plus sign (+) and select “Bank cards”;

Step 3: Follow the screen instructions and conduct identity verification to complete the card binding

Please visit Huawei website https://consumer.huawei.com/hk/mobileservices/huawei-wallet/
for compatible Huawei Pay device models and Huawei Pay set up details.

Use of Huawei Pay

Pay in store

Step 1: Place the mobile phone near the payment terminal NFC reader, and the screen will automatically enter the payment page

Step 2: Follow the screen instruction to complete the fingerprint or payment password authentication, then approach the payment terminal device again

Step 3: The payment terminal device prints the transaction receipt, and the payment is completed successfully

1.5% Cash Rebate

From 9 April, 2020, new ICBC UnionPay Virtual Digital Credit Card customers can enjoy 1.5% cash rebate2 by using Huawei Pay.

For details of Huawei Pay Promotion, please click here.

Remarks:
1. Huawei Pay Service is only applicable to ICBC UnionPay credit cards (excluding Corporate Card), including ICBC UnionPay Dual Currency Platinum Card, ICBC UnionPay Dual Currency Diamond Card, ICBC Suning UnionPay Dual Currency Platinum Card, ICBC Chimelong UnionPay Dual Currency Platinum Card, ICBC AXA UnionPay Dual Currency Platinum Card, ICBC Swiss Privilege UnionPay Dual Currency Diamond Card, ICBC Horoscope UnionPay Dual Currency Platinum Card, ICBC Horoscope UnionPay Dual Currency Diamond Card, ICBC Greater Bay Area UnionPay Dual Currency Platinum Card, ICBC Greater Bay Area UnionPay Dual Currency Diamond Card, ICBC China Overseas UnionPay Dual Currency Platinum Card, ICBC China Overseas UnionPay Dual Currency Diamond Card, ICBC KMB UnionPay Dual Currency Platinum Card, ICBC KMB UnionPay Dual Currency Diamond Card, ICBC UnionPay Dual Currency Virtual Digital Credit Card, ICBC │LINE FREINDS UnionPay Dual Currency Diamond Card, ICBC GSRC UnionPay Dual Currency Credit Card, ICBC Wing On Travel UnionPay Dual Currency Credit Card.

2.Credit card bonus points and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as Industrial and Commercial Bank of China (Asia) Limited (ICBC (Asia) may at our sole discretion determine from time to time). Also, the spending rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, Mastercard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of (“ICBC (Asia)”). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

3.Huawei Pay supports smartphones including: HUAWEI P40 & P40 Pro, HUAWEI Mate Xs & Mate X, HUAWEI Mate 30 & Mate 30 Pro, HUAWEI P30 & P30 Pro, HUAWEI Mate 20 & Mate 20 Pro, PORSCHE DESIGN HUAWEI Mate 20 RS, HUAWEI P20 & P20 Pro, PORSCHE DESIGN HUAWEI Mate RS, HUAWEI Mate 10 & Mate 10 Pro, PORSCHE DESIGN Mate 10, HUAWEI P10 & P10 Plus, HUAWEI Mate 9 & Mate 9 Pro, PORSCHE DESIGN HUAWEI Mate 9, and HONOR 10.Only for Huawei or Honor original Hong Kong and Macau mobile phones purchased from designated distributors in Hong Kong and Macau. Huawei Pay is not available in the lite or smart version of the product portfolio. Before using Huawei Pay, ensure that you have updated your phone and Wallet app to the latest version. For details of Huawei Pay, please visit https://consumer.huawei.com/hk/mobileservices/huawei-wallet/.

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The above services are subject to terms and conditions, please refer to the following terms and conditions for details (Mobile Payment Section)

About Huawei Pay, you may refer to below information:

Reminder: To borrow or not to borrow ? Borrow only if you can repay!