Deposits

• Savings
• Current
• Time Deposit
• Planned Savings
• My Child Savings
• Auto-Payroll Service
• “Flexi Plus” Savings Deposit

Integrated Account Services

• Elite Club
• "e-Age Banking" Account
• Integrated Account

Loans

• Personal Instalment Loan
• Personal Tax Loan
• Balance Transfer
• Flexi Assets Financing
• Mortgage Loan Services
• Greater Bay Area Loan
• SME Banking Service
• Machinery and Equipment Finance
• Vehicle Financing
• 100% Personal Loan Guarantee Scheme

Insurance

• Life Insurance
• Customer Enquiry and Feedback

RMB and Cross-border Services

• Renminbi Services
• Remittance Services
• Services for customers from the Mainland

Payments

• Mainland China and Overseas Payment Service
• Bill Payment
• AutoPay
• Faster Payment System

Others

• Guide to remittance
• Safe Deposit Box
• MPF
• Service Charges
• Money Exchange
• AutoPay
• Cashier's Order
• Gift Cheque
• Senior Citizen Scheme

Why ICBC(Asia) Private Bank

Always in your best interest

A wealth of potential

Making your wealth more rewarding

ICBC Essence Card

Commercial Lending

• Outbound Guarantee (Nei Bao Wai Dai)
• Cross-border Loan
• Asset Pledged Loan
• Universal Life Insurance Financing
• Broker Finance

Trade Finance

• Import Trade Finance Products
• Export Trade Finance Products
• Factoring And Account Receivable Financing
• Online Trade Finance Solution

Business Account

• Business Account Opening
• Account Opening Support for Overseas Enterprises

Capital Finance

• Debt Capital Markets
• Syndication
• Structured Finance
• Loan Asset Trading

Cash Management

• Account Information
• Receivable and Payment Management
• Liquidity Management
• Deposit Management
• Channel Management
• Cross-border Business Registry

Custody Service

Bank guarantee

Other Services

• Investment Management Services
• Investments
• Corporate Credit Card

Stock Information

• Global Market Commentary
• Stock Market Analysis
• Warrants/CBBC Market Commentary
• IPO information
• US Stock Information
• ETF Information

Securities Service

• Download Smart Invest APP
• Promotion
• IPO
• Investment Tutorial
• Daily Information
• Securities Service
• Fees
• Help Center

Investment Funds Service

• Funds Navigator

FX

• Investment Funds Service
• FX plus - FX & Precious Metal Trading Services
• Currency and Commodity Market Comment

Other Investment Products

• Bonds
• Investment Savings Plan
• Paper Gold Scheme
• Precious Metal Services
• Currency-Linked Contract
• Structured Deposit

Others

• Foreign Exchange Rate
• Deposits Interest Rate
• Planned Savings Interest Rate
• Prime Rate
• Precious Metal Trading Prices
• Investment Management Services

RMB Product

• CNY Trade/ CNH Non-trade Spot Exchange
• CNY Non-Deliverable Forward (NDF)/ CNH Deliverable Forward (DF)
• CNH Swap
• CNH Option
• RMB Non-Deliverable Interest Rate Swaps (CNY NDIRS) /RMB Deliverable Interest Rate Swaps (CNH DIRS)

Cross Border RMB Trade Finance

Interest Rate Risk Hedging Product

• Interest Rate Swap (IRS)
• Cross Currency Swap (CCS)

FX Risk Hedging Products

• FX Forward
• FX Swap
• FX Option
• Tailor-Made hedging products

Yield Enhancement Products

• Currency Linked Contract
• Equity Linked Contract
• Certificate of Deposit
• Structured Deposit

Personal Internet Banking

Commercial Internet Banking

OpenAPI Developer Portal

Mobile Banking

• Personal Mobile Banking
• Commercial Mobile Banking
• ICBC Securities

ICBC Smart Invest APP

Phone Banking

ATMs

Debit Card

Cheque Deposit Machine

e-Statement

e-Advice

WeChat Official Account

Virtual Digital Credit Card

Card Application

Cash Instalment Plan

Mobile Payment Services

Installment Plan

Special Promotion

Year Round Privileges

Type of Cards

Useful Information

• 「Visa Checkout」Service
• Verified by VISA/MasterCard SecureCode Service
• Octopus Automatic Add Value Service
• Terms and Conditions
• Fees and Payments
• Contact Us

Application Center

Download Forms

• Personal Banking Services Forms
• Business Banking Services Forms

Services Charges

Key Facts Statement

Calculator

• Consumer Lending
• Mortgage Loan

Useful Links