SINO CLUB Member Exclusive -“Elite Club” Welcome Rewards of up to HK$8,358

As flagship of overseas business of Industrial and Commercial Bank of China Limited, currently the largest commercial bank in China, ICBC (Asia) offers one-stop comprehensive financial services including integrated banking accounts, time deposit, credit card, securities trading, investment fund, insurance, mortgage, loan, cross-border products and services, striving to optimize banking convenience for customers through our dedicated services and state-of-the-art smart banking technology.

Cordially invite SINO CLUB Members to experience ICBC (Asia) financial services with Welcome Reward - up to HK$8,000 SINO HOTELS Accommodation and Dining Vouchers

On or before 31st October 2020 , SINO Club members who present their Membership Cards at ICBC (Asia) branches, successfully open “Elite Club” account and become a brand new customer of ICBC (Asia), can receive up to HK$8,000 SINO HOTELS Accommodation and Dining Vouchers^# by maintaining a designated average daily Total Liquid Assets for the first 3 consecutive months after account opening as required below:

An average daily Total Liquid Assets for the first 3 consecutive months immediately after account opening for new customers	Account Opening Reward - SINO HOTELS Accommodation and Dining Vouchers
HK$8,000,000 or above	HK$8,000
HK$3,000,000 - below HK$8,000,000	HK$3,000
HK$800,000 - below HK$3,000,000	HK$1,000

“Elite Club” Account

ICBC (Asia) “Elite Club”is an all-in-one integrated account offering HKD, RMB and other foreign currencies deposits, and functions of saving, cheque and investment etc. As our prestigious “Elite Club” account customers, you can not only enjoy the exclusive access to our dedicated Wealth Management Centres and priority queuing for teller counters,you can also benefit from a range of privileged fees including preferential deposit interest rates, perpetual annual fee waiver for credit card, discounted commissions for investment services and much more.

No matter you belong to conservative or aggressive type, ICBC (Asia) offers an array of diversified financial products, services and offers, enabling you to always capture opportunities for wealth creation and achieve your ideal life.

Time Deposit

228-day HKD Time Deposit interest rate of 0.85% p.a.¹

(Promotion Period: 5 October to 31 October 2020 (both dates inclusive))

SINO CLUB members who apply ICBC “Flexi Plus” Account or securities account when setting up HKD time deposit by HKD New Funds at branch can enjoy preferential interest rate as below:

HKD Time Deposit Amount	228 Days
HK$800,000 - HK$8,000,000	0.85% p.a.*

* The above preferential fixed deposit interest rates (p.a.) are based on the interest rates (p.a.) announced by the Bank as of 30 September 2020 and for reference only. The Bank reserves the right to adjust the fixed deposit interest rate at any time without prior notice.

Securities Trading

Unlimited $0 Commission privilege for buying securities in the first 3 months² + as low as 0.1% Commission afterwards ³

Investment Funds Subscription

As low as 0.8% subscription fee offer on investment funds ⁴
(Promotional Period: 31 August 2020 to 31 December 2020 (both dates inclusive))

During the Promotion Period, SINO CLUB members who become “Elite Club” customers can enjoy the following subscription fee offer on investment funds subscription via branch, internet banking and mobile banking with unlimited entries.

	Subscription Amount (HKD equivalent)	Subscription Fee for Investment Fund (%)
Lump Sum Subscription	Below 10,000	1.5
	10,000 - 1,999,999	1
	2,000,000 or above	0.8

Make Appointment for Account Opening

ICBC (Asia) has 57 retail branches located in different areas of Hong Kong. You are welcome to visit any of our branches for account opening or click here to make appointment first.

1. The Promotion Period is from 5 October to 31 October 2020 (both dates inclusive). The above preferential fixed deposit interest rates (p.a.) are based on the interest rates (p.a.) announced by the Bank as of 30 September and for reference only. The Bank reserves the right to adjust the fixed deposit interest rate at any time without prior notice.

2. The Promotion Period is from 1 July to 31 December 2020 (both dates inclusive). Customers who open a new Securities Account during the Promotion Period can enjoy $0 Commission privilege for buying securities in the first 3 months via ICBC (Asia) Internet Banking, Mobile Banking or “ICBC Securities” App. Terms and conditions apply.

3. Please refer to ICBC (Asia) Service Charges for details. Regarding the Service Charges details, please visit the Bank’s website www.icbcasia.com.

4.The Promotion Period is from 31 August to 31 December 2020 (both dates inclusive). During the promotion period, “Elite Club” account customers who perform lump sum fund subscription via ICBC (Asia) branches, Personal Internet Banking or Mobile Banking with subscription amount less than HK$10,000 (or its equivalent) can enjoy 1.5% subscription fee offer; with subscription amount equal to HK$10,000 - HK$1,999,999 (or its equivalent) can enjoy 1% subscription fee offer; with subscription amount equal to HK$2,000,000 (or its equivalent) or above can enjoy 0.8% subscription fee offer. There is no limitation in number of trades. The Offer is only applicable to the Securities and Futures Commission authorized funds distributed by the Bank. The Offer is not applicable to fund switching and monthly investment fund savings plan. If the transaction is settled in a currency other than Hong Kong Dollar, the transaction amount will be converted into HKD based on the Bank’s predetermined exchange rate for calculation of the offer entitlement.

To borrow or not to borrow? Borrow only if you can repay!
Investment involves risk. The above offers are subject to Terms and Conditions.