ICBC(Asia)-SME > SME Lending Products
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Personal / Securities
Private Banking

We offer flexible SME financial solutions to assist you for your daily working capital needs and business enhancement plans. In addition, we provide quality banking services for you to achieve your business aspirations. Our products include:


We provide various overdraft facilities to enhance your company's cash flow and enable you to meet your business needs at ease.

Instalment Loan

We provide ready cash for your business enhancement.

Trade Finance

We provide you a comprehensive range of trade financing services which enable you to handle import and export transactions more efficiently.

Vehicle, Machinery and Equipment Finance

We provide Vehicle and Equipment Finance that offers you ready cash for acquiring business installations and equipment.

Property Mortgage

We provide tailor-made loan packages for you to purchase office premises, factory or property.


SME Loan Guarantee Scheme

As a participant of the HKSAR government's SME Loan Guarantee Scheme and HKMC's SME Financing Guarantee Scheme, we assist you in enhancing your liquidity and thus expanding your business.



How to find out more

  • Email us
  • Call our SME hotline at 218 95588 (Press 7 after selecting the language)
  • Visit any of our branches








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