Priority & Personal Financial Management Services

• Dedicated Wealth Management Centres
  Our brand new, modern wealth management centres with exclusive reception area and private guest rooms, provide a comfortable and pleasant environment that allows you to completely relax when enjoying our banking services.
  
  

• Dedicated Service Counters
  To ensure you always receive prompt and personal attention, each branch has reserved a dedicated counter for "Elite Club" customers. Such exclusive access is designed to bring you total convenience in using our services.
  
  

• Dedicated Service Hotline
  A dedicated service hotline 276 95588 is set up for you to make enquiry about our banking services anytime.

Cross-Border Services on the Mainland

Backed by the largest commercial bank in China, Industrial and Commercial Bank of China ("ICBC"), and with extensive knowledge of the China market, ICBC (Asia) provides comprehensive, privileged and high quality Renminbi and Mainland related financial services. Thus, you can rest assured of these exclusive professional and privileged services.

Priority services are also available throughout China. Simply present your "Elite Club" ATM Card at any branch of ICBC to enjoy a range of services:

• Private Guest Rooms: available at over 3,000 wealth management centres throughout the Mainland to ensure a superior and comfortable banking experience.
  
  

• Priority "Green Passage": you don't have to wait in line and receive service at reserved "Elite Club" priority counters with special "green passage" at over 10,000 branches.
  
  

• Privilege on wealth management products subscription.
  

Your "Elite Club" Account: One-stop Solution for Total Convenience!

"Elite Club" account¹is an integrated account tailor-made to provide one-stop services to handle all of your banking needs: from HKD current and savings, multi-currency savings, time deposits, USD current to Renminbi current² and savings². This distinctive all-in-one account provides you with maximum convenience in managing your wealth.

Exclusive services include:

• Fund Sweeping Services
  Customers can set instructions for fund transfer between accounts of specified currencies based on your pre-set criteria of exchange rates, balance and transaction frequency. We will execute your instructions once the criteria are met.
  
  

• Automatic Sweeping Services³
  If your HKD or USD current account is overdrawn or your credit line is exceeded, we will transfer fund automatically from your HKD or USD savings account under the same integrated account to your current account next business day⁴.
  
  

• No-Bounce Cheque / Auto-Pay Protection³
  If the balance of your HKD account is insufficient or your drawing exceeds your balance available, we will honour the cheque payment or autopay transaction provided that your daily average total liquid assets of last 3 months equals to HK$200,000 or above and the accumulative transaction amount is less than HK$20,000.
  
  

• Auto Pledged Overdraft Line
  According to customers' fixed deposit amount, we will provide standby overdraft facilities with limit up to HK$5,000,000 and will automatically select the lowest standby overdraft interest rate. You may also set your maximum standby limit according to your preference. 
  
  

• Specially Designed Consolidated Statement 
  
  

• Specially Designed Cheque Book and ATM Card 
  
  

• E-channel Banking Services:
  • ATM services
  • Phone banking services
  • Internet banking services

1. "Elite Club" account is applicable to personal customers only.
2. Only applicable to Hong Kong identity card holders.
3. Interest will be charged.
4. Daily maximum amount of automatic fund transfer is HK$10,000 or US$1,000.

Exclusive Privileges Just For You!

As an "Elite Club" customer, you will enjoy a range of superior rewards exclusively designed to suit your special needs!

• Privileged Interest Rates (Applicable to "Elite Club" account only):

HKD Savings	Extra 0.2% interest rate per    annum on top of the board rate will be offered if daily account balance is HK$800,000 or above. Extra 0.1% interest rate per annum on top of the board rate will be offered if daily account balance is between HK$100,000 and HK$800,000.
Time Deposit	Bonus interest rate equals to 5% of the board rate for HKD time deposit with one month or above tenor with be offered for deposit amount HK$100,000 or above.

• Privileged Fees for Investment Services:

  Securities	Preferential brokerage commission Custody Fee/ Deposit Charge for Physical Scrip: Waived
  Investment Funds	Subscription fee as low as 2.5% for lump-sum investment

• Annual Fee Waiver for ATM card and Credit Card.

• Special Fee Waivers and Discounts for Banking Services: Maximum waiver of HK$200 per transaction for general banking services over the counter.

  General Services	Bank Endorsement
  	Bank Reference Letter
  	Cashier Order (Issuance, Cancellation, Stop Payment)
  	Certificate of Balance
  	Coin Exchange - Outward, Inward
  	Deposit of Bulk Cheques over Counter
  	Gift Cheques
  	Retrieval Copy (Bank Statement, Title Deeds, Paid Cheques)
  Current Account	USD Note Deposits
  	USD Note Withdrawal
  	Stop Payment of Cheques
  Savings Account	Loss Passbook / Chop
  	Foreign Currency Notes Deposits
  	Foreign Currency Notes Withdrawal
  Remittance	Issuing Demand Draft in Foreign Currency
  	Cancellation of Demand Draft
  	Stop payment of Demand Draft
  	Sales of Travellers' Cheques

• Privileges and Discounts for Renminbi and Mainland-Related Services*:

ICBC Dual Currency Card	Annual fee waived
Remittance Express	20% discount on cable charge for application
Remittance with Predetermined RMB Exchange	20% discount on cable charge for application
Renminbi Remittance	20% discount on cable charge for application
Ming An Accidental Emergency Medical Insurance Card	10% discount （Applicable to anyone who holds a Hong Kong Identity Card, Macau Identity Card, Permit for Taiwan Compatriot or Foreign Passport.）

* The above offers cannot be used in conjunction with other promotional offers. ICBC (Asia) reserves the right to amend the Terms and Conditions at its absolute discretion at any time without prior notice.

Your Expert Investment Partner with an Entire Range of Specialized Services

• Advanced Financial Planning Tools
  Based on an in-depth understanding of your financial goals and risk profile, your Relationship Manager will formulate short-, intermediate- and long-term financial scenarios by using advanced financial planning system that provides detailed analysis, which is crucial in assisting you to formulate sound investment strategy. Periodical review on investment portfolio and the most updated financial information will be provided.  
  
  

• Comprehensive Investment Products
  There is a wide range of innovative investment products for you to choose from in order to assist you to achieve your financial goals. Products like stocks, bonds, funds, and derivative products are all available for you.  
  
  

• Daily Commentary
  To help you keep abreast of economic trends and market conditions, you can receive daily commentary on market information from your Relationship Manager and our Personal Investment Centre. We believe this up-to-date information is essential for you to make wise investment decisions.  
  
  

• Quarterly Magazine – WiseInvest
  You will receive our complimentary quarterly magazine called "WiseInvest". It provides valuable insight into the latest developments in financial products and trends, as well as investment advice, products and updates of our Bank.
  
  

Exclusive Services & Events Tailored to Your Superior Tastes

• Dedicated Relationship Manager
  Your designated Relationship Manager will work closely with you to understand your financial goal and develop an in-depth financial plan. He is your trustworthy advisor and is always ready to assist you in making banking and investment decisions, as well as handling all other financial arrangements. 
  
  

• Exclusive Customer Events
  To enhance the quality of your life, we have organized an inspiring array of customer events for you to enjoy as an "Elite Club" customer. Informative investment luncheons, distinctive social gatherings and film premieres, as well as investment lectures and information sharing will be specially arranged with your distinctive interest in mind.

How to find out more

• Email us
• Call our Customer Services Hotline on 276 95588
• Visit any of our branches