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"Elite Club"- The Perfect Combination of Wealth and Life

ICBC (Asia) “Elite Club” is your companion with professional wealth management services and exclusive privileges.

Premier Cross-Border Banking Services

Backed by the largest commercial bank in China, Industrial and Commercial Bank of China ("ICBC"), and with extensive knowledge of the China market, ICBC (Asia) provides comprehensive, privileged and high quality Renminbi and Mainland related financial services. Thus, you can rest assured of these exclusive professional and privileged services. ICBC (Asia) is your premier bank for cross-border service.

Priority services are also available throughout Mainland. Simply present your "Elite Club" ATM Card at any branch of ICBC to enjoy a range of services:

  • Private Guest Rooms: available at over 3,000 wealth management centres throughout the Mainland to ensure a superior and comfortable banking experience.
  • Priority "Green Passage": you don't have to wait in line and receive service at reserved "Elite Club" priority counters with special "green passage" at over 10,000 branches.
  • Privilege on wealth management products subscription.

Priority Service Channel
As our distinguished "Elite Club" customers, we have prepared many prior financial services exclusive for you.

  • Dedicated Wealth Management Centres
Our brand new and modern wealth management centres with exclusive reception area and private guest rooms provide a comfortable and pleasant environment that allows you to completely relax when enjoying our banking services.
 
  • Dedicated Service Counters

To ensure you always receive prompt and personal attention, each branch has reserved a dedicated counter for "Elite Club" customers. Such exclusive access is designed to bring you total convenience in using our services.

  • Dedicated Service Hotline

A dedicated 24-hour service hotline 276 95588 is set up for you to make enquiry about our banking services anytime.

  • Dedicated Relationship Manager

Your designated Relationship Manager will work closely with you to understand your financial goal and develop an in-depth financial plan. He is your trustworthy advisor and is always ready to assist you in making banking and investment decisions, as well as handling all other financial arrangements. You are welcome to contact or make appointments with him for any individualized financial services.

Professional Account Management Service                              

With "Elite Club" account, it is not necessary for you to manage various bank accounts. "Elite Club" account1 is an integrated account tailor-made to provide one-stop services to handle all of your banking needs: from HKD current and savings, multi-currency savings, time deposits, USD current, Renminbi current2 and savings2 to investment.

Cheque book and ATM card are specially designed for you. A tailor-made monthly consolidated statement shows all banking transactions and financial status at a glance. This distinctive all-in-one account management service provides you with maximum convenience in managing your wealth.

In addition, we offer exclusive banking services for you to enhance the efficiency for account management.

  • Fund Sweeping Services

Customers can set instructions for fund transfer between accounts of specified currencies based on your pre-set criteria of exchange rates, balance and transaction frequency. We will execute your instructions once the criteria are met.

  • Automatic Sweeping Services3

If your HKD or USD current account is overdrawn or your credit line is exceeded, we will transfer fund automatically from your HKD or USD savings account under the same integrated account to your current account4 in the next business day.

  • No-Bounce Cheque / Auto-Pay Protection3

If the available balance of your HKD current account is insufficient to meet your drawing, we will honour the cheque payment or autopay transaction provided that your daily average total liquid assets of the last 3 months equal to HK$200,000 or above and overdraft protection is up to HK$20,000.

  • Auto Standby Line

You may choose our Auto Standby Line service. According to customers' fixed deposit amount, we will provide standby overdraft facilities with limit up to HK$5,000,000 and will automatically select the lowest standby overdraft interest rate. You may also set your maximum standby limit according to your financial needs.

1. "Elite Club" account is applicable to personal customers only.
2. Only applicable to Hong Kong identity card holders.
3. Interest will be charged.

4. Daily maximum amount of automatic fund transfer is HK$10,000 or US$1,000.

Exclusive Privileges

As an "Elite Club" customer, you will enjoy a range of superior rewards exclusively designed to suit your special needs! Special fee waivers and discounts for banking services can minimize your transaction costs. Preferential interest rates can maximize your return, helping you achieve your goal easily.

  • Preferential Interest Rates on HK Dollar Savings and Time Deposits.
  • Privileged Fees for Investment Services:

Securities

  • Preferential brokerage commission
  • Custody Fee/ Deposit Charge for Physical Scrip: Waived

Investment Funds

Subscription fee as low as 2% for lump-sum investment

  • Annual Fee Waiver for ATM card and Credit Card perpetually.
  • Special Fee Waivers and Discounts for Banking Services: Maximum waiver of HK$200 per transaction for general banking services over the counter. For details, please contact our customer service officers.
  • Privileges and Discounts for Renminbi and Mainland-Related Services*:

ICBC Dual Currency Card

Annual fee waived perpetually

Remittance Express

20% discount on cable charge for application

Remittance with Predetermined RMB Exchange

20% discount on cable charge for application

Renminbi Remittance

20% discount on cable charge for application

Speed Remittance

20% discount on service fee

Withdraw cash with our ATM card via over 20,000 ICBC ATMs on the Mainland

Service fee waived

China Taiping Accidental Emergency Medical Insurance Card

10% discount £šApplicable to anyone who holds a Hong Kong Identity Card, Macau Identity Card, Permit for Taiwan Compatriot or Foreign Passport.£©

* The above offers cannot be used in conjunction with other promotional offers. ICBC (Asia) reserves the right to amend the Terms and Conditions at its absolute discretion at any time without prior notice.

  • "Elite Club" MasterCard Platinum Card

- Exclusive premium services

- MasterCard 24-hour concierge services

- Exclusively enjoy year-round offers including leading hotels, golf courses and other merchants

Professional Wealth Management

Helping you achieve your goal is our mission. We are dedicated to understanding your financial need. With a professional investment team and comprehensive investment products, we provide you with professional financial planning service, helping you make wiser decisions and grasping every investment opportunity.

  • Professional Financial Planning

Based on an in-depth understanding of your financial goals, financial situation and risk profile, your Relationship Manager will formulate short-, intermediate- and long-term financial scenarios, assisting you to formulate sound investment strategy. Periodical review on investment portfolio and the most updated financial information will be provided. We believe this up-to-date information is essential for you to make wise investment decisions.   

  • Comprehensive Investment Products

There is a wide range of innovative investment products for you to choose from in order to assist you to achieve your financial goals. Products like stocks, equity-linked product, currency-linked product, bonds and funds are all available for you.  

Value-added Services

  • Exclusive Customer Events

To enhance the quality of your life, we organize an inspiring array of customer events for you to enjoy as an "Elite Club" customer. Events such as investment seminars, concerts and film premieres and so on will be specially arranged with your distinctive interest in mind.

  • Quarterly Magazine - WiseInvest

You will receive our complimentary quarterly magazine called "WiseInvest". It provides valuable insight into the latest developments in financial products and trends, as well as investment advice, products, latest promotions and updates of our Bank.

Join Now and Enjoy the Superior Wealth Management Privileges

Join "Elite Club" now to experience our superior wealth management services. "Elite Club" is free-of-charge if you maintain daily average total liquid assets+ of HK$800,000 or above for the last three months. If your daily average total liquid assets fall below HK$800,000, a monthly service fee will be charged based on your daily average total liquid assets for the last 3 months:

Daily Average Total Liquid Assets of Last 3 Months Monthly Service Fee#
HK$800,000 or above Waived
HK$500,000 or above - Less than HK$800,000 HK$30
Less than HK$500,000 HK$300

+ Average Total Liquid Assets refers to the total of your deposits and the market value of investments in all your single and joint name(s) accounts at our Bank. For details, please contact our staff.

# Monthly service fee will be automatically deducted from your designated settlement account.

The Bank reserves the right to terminate your "Elite Club" banking services if monthly service fee cannot be deducted from the designated settlement account.

Terms and Conditions:

1. The above privileges cannot be used in conjunction with any other promotional offers.

2. ICBC (Asia) reserves the right to amend the Terms and Conditions at its absolute discretion at any time without prior notice.

3. In case of dispute, the decision of ICBC (Asia) shall be final and conclusive.

4. In case of discrepancy between the English and Chinese versions, the English version shall apply and prevail.

Risk Disclosure:
Investment involves risk and the prices of securities and funds fluctuate. The prices of securities and funds may move up or down, sometimes dramatically, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling investment. Past result should not be taken as indicative of future performance. Before making investment decision, you should thoroughly study the offering documents, the financial reports and relevant risk disclosure statements issued by the issuer of the investment product(s). Further you should consider your own circumstances and financial position to ensure the investments are suitable for your particular investment need. You shall seek independent professional advice on legal, tax and other issues in connection with the investment by using of these services.

How to find out more

  • Email us
  • Call our Customer Services Hotline on 276 95588 (24-hour Services)

 

 

 


 

 

 

 

 

 

 

 

 

 

 


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