This document is for information purposes only and does not constitute any recommendation or solicitation to any person to enter into any transaction or adopt any trading strategy nor does it constitute prediction of likely future movements in rates or prices or representation that any such movements will not exceed those shown in any illustration. ICBC (Asia), or any connected company, may have a position in any of the instruments or currencies mentioned in this document.

Deposit Protection Scheme

Deposit in the Margin Trading account is a deposit qualified for protection by the Deposit Protection Scheme in Hong Kong. ICBC (Asia) is a member of the Deposit Protection Scheme in Hong Kong. Eligible deposits taken by this Bank are protected by the Scheme up to a limit of HK$500,000 per depositor.

Risk Disclosure

If the market situation is different from your expectation, you may face substantial or unlimited loss.

The risk of loss in leveraged FX trading can be substantial or unlimited. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as “stop-loss” or “stop-limit” order, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your account and interest charged on your account. A demand for additional deposit is not a precondition to and does not in any way limit our right to liquidate your open positions according to the relevant terms and conditions. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives.

Derivatives: The option trading is structured products involving derivatives. The investment decision is yours but you should not invest in the Structured Products unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. The maximum gain in option trading is the premium but the potential loss can be huge and unlimited. Customer must understand and accept the risks involved.

Product suitability: You should decide for yourself whether the product meets your investment needs, perform your own due diligence on investments or seek independent legal, financial and other professional advice prior to any investment decisions.

Investment risk: Investment involves risks and the prices fluctuate. The prices may move up or down, sometimes dramatically, and may even become valueless. It is as likely that losses might be incurred rather than profit made as a result of buying and selling of this product.

Credit risk: Industrial and Commercial Bank of China (Asia) Limited (the “Bank”), which is subject to the prudential regulation of the Hong Kong Monetary Authority, is the responsible entity of this product. If the Bank becomes insolvent or goes into liquidation, you may lose your entire investment irrespective of the performance of the price and the terms of the FX Contract Trading.

Termination Risk by the Bank: The Bank may terminate your account at anytime if any event of default in respect of you occurs.