ICBC(Asia) provides you the 6-Year Renewable Term Life Insurance. You can receive the death benefit, total permanent disability, accelerated critical illness benefit and hospital benefit.

Basic Benefits - Death Benefit

It covers death resulting from sickness or accident with the protection amount of HK$500,000. The benefit will be doubled as HK$1,000,000 if death occurs as a result of accident.

Basic Benefits - Total & Permanent Disability

It covers HK$5,000,000 resulting from total & permanent disability with the protection amount of HK$500,000. Benefit will be doubled as HK$1,000,000 if TPD occurs as a result of accident.

Body Check

No body check^* is required for the 6-Year Renewable Term Life Insurance provided to meet the requirements.
* The insured amount is not exceeded HK$500,000.

Renewal Every 6 Years

You can renew every 6 years^# with the premium adjustment according to the age of insured. You have no need to provide the health proof or re-apply upon renewal.
# The maximum renewal age is 60/ the maximum coverage is 66.

Premium Fixed for every 6 years

Premium is fixed within the covered 6 years.

24 Hours Worldwide Coverage

No matter where you are, you can enjoy the protection everywhere.

Major Exclusions

We also provide the optional benefit, Accelerated Critical Illness Benefit and Hospital Cash Benefit to you to have comprehensive coverage.

Application
Those age between 18-54 and being the Hong Kong Permanent Citizen^** can apply our 6-Year Renewable Term Life Insurance.
** Hong Kong Permanent Identity Card Holders

Please contact any of our branches for details.

Notes:
1.ICBC(Asia) is an agent of MetLife Insurance Company of Hong Kong Limited.
2.For all details including coverage, fees and charges, please refer to the policy provisions.