ICBC(Asia)-Retail > Insurance > General > Hospital Cash Protection Plan
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ICBC (Asia) provides you the medical care protection with a comprehensive coverage, the "HOSPITALCASH" Protection Plan that can help you deal with the medical expenses incurred and the financial burden.

LARGE VARIETY OF BENEFITS

BASIC PLAN:

   
 
  • DAILY CASH
    • HOSPITALCASH provides you and your family members a free to use the daily cash benefit to pay medical expenses or meet other needs.
  • SURGICAL BENEFIT
    • HOSPITALCASH also include surgical benefit, anaesthetist's fee and operation theatre fee if you or your family members need an operation during hospitalization.
  • DEATH ALLOWANCE
    • HOSPITALCASH will pay the final expense allowance to the Member in case of death during hospitalization. Double benefits will be payable if death caused by accident.
  • 24-HOUR WORLDWIDE EMERGENCY ASSISTANCE SERVICE
    • When you join "HOSPITALCASH" Protection Plan, you can enjoy the 24-hour hotline and Worldwide Emergency Assistance Service at "FREE OF CHARGE"

OPTIONAL RIDER:

   
 
  • OUTPATIENT BENEFITS (AT DESIGNATED MEDICAL NETWORK)
    • While applicant selects our "HOSPITALCARE" protection Plan, he/she has the privilege to select an Outpatient Medical Cover available at clinics provided by The Network Provider.
    • Every member will have an Outpatient Medical card and booklet for services. Members are entitled to pay visits to more than 300 Clinics for medical services. Simply present the Medical Card and Identity Card whenever you visit a doctor.
    • The Outpatient Medical Scheme offers a wide range of protection including general and specialist medial practitioner consultation, Chinese Herbalist Consultation, Chinese Bonesetter, X-ray and Laboratory Tests at assigned clinics, medical centers and medical laboratories with identification shown.

ELIGIBLE MEMBERS

The eligible members include the applicant with his/her legal spouse whose age must be 16 years or above but not older than 64 years and must be under full-time & permanent employment (Self-emloyed not included).

SIMPLE TO ENROLL

Simple to enroll, just complete and return the application form together with your payment of initial annual premium. No medical examination is required.

15-DAY FREE POLICY REVIEW PERIOD

You will have plenty of time to review your policy. If for any reason you are not satisfied, simply return the policy with written notice within 15 days after receipt of the policy or 30 days after the Issue Date of the policy, whichever is the earliest. The policy will be cancelled automatically and any premium already paid will be refunded if you have not made a claim.



How to find out more

 

Notes:

1.ICBC(Asia) is an agent of The Ming An Insurance Co. (H.K.) Ltd.
2.For all details including coverage, fees and charges, please refer to the policy provisions.



The information contained in this web-site is designed to serve as introduction only. For all relevant clauses and details you should refer to the insurance contract.

 

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