HOSPITAL EXPENSES HOSPITALCARE provides you and your family members with coverage for room and board charges, fees for surgeon, anaesthetist, operation theatre, intensive care benefit, attending physician or specialists and any other hospital miscellaneous charges. FOLLOW-UP VISIT HOSPITALCARE includes the coverage of Post Hospitalization Follow-up Visit treated by the same physician or surgeon for the same disability within 30 days immediately discharged from hospital. PRE-HOSPITALIZATION EMERGENCY OUTPATIENT TREATMENT (caused by Accident) HOSPITALCARE also includes the coverage of Pre - hospitalization Emergency Outpatient Treatment (caused by Accident), which incurred within 72 hours from the date of accident. DEATH ALLOWANCE HOSPITALCARE will pay the additional Death Allowance to the legal beneficiary upon the decease of an Insured during hospitalization. Double benefit will be payable if the decease is caused by accident. 24-HOUR WORLDWIDE EMERGENCY ASSISTANCE SERVICE When you join "HOSPITALCARE" PROTECTION PLAN, you can enjoy the 24-hour hotline and Worldwide Emergency Assistance Service "FREE OF CHARGE"

OUTPATIENT BENEFITS (AT DESIGNATED MEDICAL NETWORK) While applicant joins the "HOSPITALCARE" PROTECTION PLAN, he/she has the privilege to select an Outpatient Benefits available at clinics provided by The Network Provider. Every member will have an Outpatient Medical Card and booklet for services. Members are entitled to pay visits to more than 300 Clinics for medical services. Simply present the Medical Card and Identity Card whenever you visit a doctor. The Outpatient Medical Scheme offers a wide range of protection including general and specialist medial practitioner consultation, Chinese Herbalist Consultation, Chinese Bonesetter, X-ray and Laboratory Tests at assigned clinics, medical centers and laboratories with identification shown.