¡§e-Age Banking¡¨
¡§e-Age Banking¡¨ provides you simple and all-around banking services, which enable you to spend more time with your family and friends. The exclusive service features and privileges assist you to move ahead towards your goals effectively.
Simple integrated account services
- ¡§e-Age Banking¡¨ Account provides you one-stop banking services for your daily financial needs, including savings, current deposits, time deposits and investments.
- A unique consolidated statement presents a clear overview of personal financial situation.
Convenient and diversified transaction channels
No matter where you are, our Internet Banking and Phone Banking provide you round-the-clock services, including:
- Apply for various general banking services: set up time deposits, foreign currencies trading, fund transfer, purchase of Cashier's Order or Demand Draft and etc.
- Bill payment
- Enquiry for account status, interest rate, exchange rate and etc.
With our free ¡§Roaming Service¡¨ (95588), you can manage your account with ICBC (Asia) and ICBC with ease, no matter you are in Hong Kong or the Mainland China.
With comprehensive ATMs coverage of the Bank and JETCO, you can enjoy 24-hour ATM service by your e-Age Banking ATM card. No fee will be charged for cash withdrawal at ICBC ATM machine on the Mainland China.
Exclusive service privileges
- Fund Sweeping Services ¡V Based on the pre-set criteria of fund sweeping, we will execute your instructions once the criteria are met to save your time.
- Automatic Sweeping Services* ¡V If your HKD or USD Current Account is overdrawn or the line of credit is exceeded, we will automatically transfer the required funds from the HKD/ USD Savings Account under the same integrated account to the Current Account on the next business day.
- No-Bounce Cheque / Auto-pay Protection* ¡V Provide overdraft protection up to HK$5,000
| * |
Interest will be charged. Daily maximum amount of automatic sweeping services is HK$10,000 or US$1,000. |
| ** |
Applicable for customers with daily average total liquid assets (TLA) of the previous 3 months equal to HK$100,000 or above. |
An array of fabulous offers:
| Conduct investment transaction or other general banking services through automated channels |
| 0.18% securities commission rate (minimum payment of HK$88) |
| 400 free real time quote per month |
| Subscription fee as low as 3% for lump-sum or monthly savings plan for unit trusts |
| Issuance of cashier¡¦s order or demand draft (maximum waiver of HK$50 per transaction) |
| Privileges of RMB and Mainland-Related Services |
| 10% discount on cable charge for Remittance Express, Remittance with Predetermined RMB Exchange Rate, RMB Remittance and Speed Remittance |
| General Banking Services |
| Bonus HKD savings interest rate# |
| Maximum waiver of HK$50 per transaction for designated general banking services (including purchase of gift cheque, foreign currencies deposit/ withdrawal, coin exchange, etc.) |
| Annual fee waiver for ¡§e-Age Banking¡¨ ATM card and credit card |
# Applicable for ¡§e-Age Banking¡¨ HKD Savings Account
Open ¡§e-Age Banking¡¨ with ease
- Simply to open ¡§e-Age Banking¡¨ Account at our branches
- Enjoy ¡§e-Age Banking¡¨ service fee waiver by maintaining daily average TLA^ of HK$100,000 or above for the previous 3 months!
| ^ |
TLA refers to the total of your deposits and the market value of investments in all your single and joint names(s) accounts at our Bank. |
Please act now to join ¡§e-Age Banking¡¨ to enjoy the personal banking services!
Important Information: Investment involves risks (including the possibility of loss of principal). Investors should not make any investment decision solely based on the information provided in this document and should read the offering documents and risk disclosure of the relevant investment products for details. This is structured product involving derivatives. The investment decision is yours but you should not invest in the Structured Products unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Terms and Conditions:
| 1. |
If ¡§e-Age Banking¡¨ customers¡¦ daily averages TLA of the previous 3 months fall below HK$100,000, HK$50 monthly service fee will be charged and deducted from your designated settlement account. |
| 2. |
The above privileges cannot be used in conjunction with any other promotional offers. |
| 3. |
ICBC (Asia) reserves the right to amend and/or terminate the Terms and Conditions of the captioned offers at its absolute discretion at any time without prior notice. |
| 4. |
In case of dispute, the decision of ICBC (Asia) shall be final and conclusive. |
| 5. |
In case of discrepancy between the English and Chinese versions, the English version shall apply and prevail. |
Risk Disclosure:
Investment funds and Securities: The information is for reference only and does not constitute any offer or solicitation to any person to enter into any investment funds and securities transactions. Investment in investment funds and securities carries risks. The prices of an investment fund and securities may move up or down and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling investment funds and securities. For investment fund involves investment in debenture note, those products will carry the credit and default risks of the issuer and/or counter party of the notes. When invest in investment funds and securities denominated in non-local currencies, please be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Past performance of any investment fund and securities is no guide to its future performance. Investor should understand that any subscription for or purchase of any investment fund and securities registered outside Hong Kong and the receipt and collections of income therefrom and other administrative matters thereof may not be governed by Hong Kong laws.
How to find out more
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