Winners for Lucky Draw, Credit Card Spending Program October 2006

Enroll any Life insurance plan through our Bank before end of January,
　you may receive credit card spending limit up to HK$9000!

Lucky Draw Winners for Credit Card Lucky Draw Program, May 2006

Starting from today till 31 January 2007, you can enjoy Subscription Fee
　Waiver on our online IPO shares subscription (eIPO) services!

Lucky Draw Winners for Credit Card June Spending Program

Hong Kong banking industry will implement the Five-Day Clearing Week from
　4 Sep 2006. Clearing and settlement of funds through cheque, autopay or
　electronic fund transfer will be available from Mon to Fri only.

New customers who trading local stock through e Securities Services
    before 31 January 2007, will enjoy commission rate at 0.138%,
    maximum at only HKD88!

Central Branch is relocated to 1/F, 9 Queen's Road Central, Hong Kong

Enroll any Zurich life insurance plan before end of September, you may
    receive credit card spending limit!

North Point Branch is relocated to G/F, 436-438 King's Road, North Point

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