Now, you can take more advantage of comprehensive banking services through our Internet Banking. With the enhanced security technology, you can rest assured to manage your personal financial and investment with peace!
1. Bonus Offers For Internet Banking |
| Investment Services* |
| Brokerage Commission |
Private Banking/
"Elite Club" Account
0.15% |
General Customers1
0.25% |
General Customers
save 0.05%
of the
brokerage fee |
"e-Age Banking"
Account
0.18% |
General Customers
0.2% |
Free Online
Real Time Quote |
Private Banking
unlimited |
Only Available online |
Private Banking
unlimited |
"Elite Club" Account
500 free online
real time quotes
per month |
"Elite Club" Account
500 free online
real time quotes
per month |
"e-Age Banking"
Account
400 free online
real time quotes
per month |
"e-Age Banking" Account
400 free online
real time quotes
per month |
General Customers
300 free online
real time quotes
per month |
General Customers
300 free online
real time quotes
per month |
| Remittance Services |
Outward Payment
To Other Local Banks
By CHATS |
HK$100 |
As low as HK$1502 |
At least save
HK$50 |
Telegraphic Transfer
(Remittance To
Branches of
ICBC Group) |
HK$100 |
As low as HK$1502 |
At least save
HK$50 |
Telegraphic Transfer
(Remittance To
Branches of
non-ICBC Group) |
HK$140 |
As low as HK$2002 |
At least save
HK$60 |
HKD Telegraphic Transfer
(Outside Hong Kong
Except Payment Remit
to Mainland China /
Taiwan / Macau) |
HK$140 |
As low as HK$2002 |
At least save
HK$60 |
Telegraphic Transfer
To Mainland China
(Remittance In RMB
To Branches of
ICBC Group) |
HK$100 |
As low as HK$1502 |
At least save
HK$50 |
Telegraphic Transfer
To Mainland China
(Remittance In RMB
To Branches of
non-ICBC Group) |
HK$140 |
As low as HK$2002 |
At least save
HK$60 |
| Insurance Services |
AXA Travel Insurance
(Single Trip Plan)
and
China Taiping
Travel Insurance
(Single Trip Plan) |
30% Off3 |
General Customers4 |
General Customers
save 30%
of the premium |
Remarks:
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The table above sets out the brokerage commission for transaction amount per trade below HK$1,000,000 via branches. The bonus offered by branches will be different in accordance with the types of customer and transaction amount. Customers can visit our branch for the details.
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This is the basic charge for refenence only. The actual charge of remittance services via branches will be different due to the need of other remittance-related services. Customers can visit our branch for the details.
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Travel Insurance 30% off Promotion: Customers can enjoy fabulous premium discount via online application from 15Dec2011 to 15Feb2012. Customers can contact 218 95588 for the details.
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The premium discount offer of travel insurance provided by branches will be different in accordance with the types of customer. Customers can visit our branch for the details.
* Investment involves risks. The prices of the securities may move up or down and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. Before entering into any investment transaction, you should take steps to ensure that you understand the transaction and have made independent assessment of the appropriateness of the transaction in light of your own objective and circumstances. |
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2. Advantages of Internet Banking |
(1) Comprehensive features
We have more than 100 features including remittance, investment, currency exchange, loan applications, bill payment, insurance, credit cards, market information, information tips, account management and many other features. Each of the main features have sub-features and they can fully meet your financial needs. |
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(2) ICBC Remittance at a Glance
ICBC Remittance service is tailored for customers with ICBC accounts in Mainland China ("ICBC Account"). This service does not only allow customer to remit funds to ICBC Account, but also transfer funds within our bank, to other HK and overseas banks. You can also pre-register the ICBC Account as beneficiary account. |
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(3) Proficient in Investment Service
You can enjoy our online Securities Trading services to catch each investment opportunity with our stock quotes, price alert and market information. You can also online open an investment account to conduct the stock trading, monthly stock saving plan, investment funds, e-IPO, bonds trading and purchase of Certificate of Deposit (IPO). |
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(4) Global Account Management
You can submit the remittance application 24 hours a day through our Internet Banking. Together with our network of over 27 overseas branches in U.S., UK, Japan, Singapore and Malaysia etc., these is no time and geographical boundary for your financial management worldwide. |
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(5) ICBC Account EasyAccess
Your ICBC account in China could be connected with the Internet Banking. Just a simple log in, you can access the account balance, same day transaction details and historical transaction details of your ICBC account in China. You can just stay in Hong Kong to manage your accounts of two different geographical areas with ease. |
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(6) Online Insurance- Peace of Mind!
Internet Banking offers a variety of insurance plans, including Travel Insurance, Domestic Helper Insurance, Part-Time Domestic Helper Insurance, Domestic Care Insurance, Accident Emergency Medical Insurance, Student Personal Accident Insurance, Personal Accident Insurance and Golfer¡¦s Insurance. You can also enjoy discount through online submission. |
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(7) Enjoy Exclusive Offers
You can enjoy more than 10 special offers through our Internet Banking. In particular, submission of outward remittance to worldwide branches of ICBC is more preferential than that to other overseas bank. Fund transfer to other local banks through electronic clearing service is even free of charge. We will keep introducing more and more benefits to our Internet Banking customers from time to time. |
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3. Features of Internet Banking |
(1) Account Enquiry
You can enquire the balance and the latest transaction details for the previous 60 days of all your HKD, RMB and multi-currency accounts. You can also download the information for easy reference. |
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(2) Investment Tools
You can set the unit price within 200 spreads from the nominal bid/ask price. Your brokerage fee will be further saved by enjoying our combined orders of your buying or selling same stock twice or more on the same day. Your transaction will be completed immediately with the support of our third generation of the Automatic Order Matching and Execution System (AMS/3). |
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(3) Online Account Opening
Now you can online open the ICBC (Asia) accounts anytime, anywhere. You can open up to 9 types of accounts through our Internet Banking. They are Savings, Current, Time deposit, Securities, Investment Funds, Bonds and Structured Products accounts. |
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(4) "ICBC (Asia) Messaging" Service
"ICBC (Asia) Messaging" Service is an information alert service that allows you to grasp your account¡¦s status more efficiently and more comprehensively. You can flexibly set up SMS and Email Alerts for your account information. The SMS and Email will be sent immediately when there is movement in your account, including inward/outward payment, cheque deposit/return and due repayment etc. |
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(5) Autopay - Standing Instruction Request
You can pre-set the standing instructions automatically on weekly, monthly or even yearly basis through the Internet Banking. The implementation of the instruction and the date of execution would be processed by the system automatically. Your regular financial needs can be handled at ease. |
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(6) Transaction Templates
You can set your instructions for every transfers by fund transfer, remittances, CHATs, electronic clearing, bill payment and multi currency exchange for the coming 30 days in advance. You can also create and re-use the templates for these regular transactions so that you can speed up the similar transactions on near future. |
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4.Overview of Internet Banking |
| Our Internet Banking enables you to manage your finances and investments conveniently and effectively. |
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| ICBC Remittance (Specialized for ICBC customer in mainland China) |
- Service Introduction
- CNY Remit. to ICBC
- Non-CNY Remit. to ICBC
- Overseas Remit.
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- Same/Local bank Transfer
- Remit. Enquiry
- Transfer/Remit. Template
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| Payment |
- Bill Payment
- Donation
- Bill Registration
- Payment Templates
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| Investment |
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- Certificate of Deposit (IPO) Subscription
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- Securities Profit and Loss Simulator
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| Online Opening Accounts |
- Consolidated Investment Account - Securities (Cash)
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(Only applicable to Hong Kong Identity Card Holders)
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- Consolidated Investment Account - Investment Funds, Bonds and other Structured Product
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(Only applicable to Hong Kong Identity Card Holders)
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| Loans |
- Loans Summary
- Mortgage Instalment Loan Application
- Personal Loan Application
- Tax Loan Application
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| Market Information |
- Deposit Interest Rate
- Planned Savings Interest Rate
- Exchange Rate(HKD Based)
- Exchange Rate (USD Based)
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- Hong Kong Stock Market Information
- Stock Information
- Detailed Quote
- Financial News
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| Insurance |
- Insurance Account Summary
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- Accident Emergency Medical Insurance
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- Domestic Helper Insurance
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- Student Personal Accident Insurance
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- Part-time Domestic Helper Insurance
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- Personal Accident Insurance
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| Credit Card |
- Credit Card Account Summary
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- Request Printed Monthly Statement
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- Application of Credit Card
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- Credit Card Limit Adjustment Request
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- China Union Pay RMB Repayment Rate
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- Credit Card Limit Reallocation Request
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- Credit Card's ATM PIN Application
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| Other Services |
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- Autopay - Standing Instruction Request
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| Account Administration |
- Transaction Activities Enquiries
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- Apply Upgrade A/C Segment
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- Daily Transaction Limit Deduction
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- Customer Information Modification
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- Registration for Two-factor Authentication
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| ICBC A/C EasyAccess |
- Transaction Activities Enquiries
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- Historical Details Enquiry
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5. Internet Banking Security Tips |
(1) Two-factor Authentication to Strengthen Security
The Two-factor authentication uses a combination of 2 different factors for verifying a user¡¦s identity:
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Advantage of Two-factor Authentication:
Your transaction is highly protected because the fraudsters cannot steal your physically possessed tools (such as your mobile phone) over the Internet. All of the high-risk Internet Banking transactions, such as fund transfers to non-designated accounts, are protected by this additional authentication tool physically held by yourself. By just a few simple steps, you can enjoy this enhanced security level of online transactions. |
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(2) How to use Two-factor Authentication?
An SMS one-time password will be generated by Internet Banking and sent to your mobile for additional identity authentication. Each SMS one-time password is used only once and will expire within a short period of time. When you conduct a high risk transaction, you will receive an SMS one-time password on your mobile. Then you can type the one-time password to confirm your transaction:
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(3)
How to use Second Password?
To further enhance our online banking security, ICBC (Asia) Personal Internet banking has launched the Second Password security measure. When you perform the high-risk Internet Banking transactions, you will be required to enter your valid SMS one-time password or the e-Cert password as two-factor authentication, followed by entering the “Second Password” to complete the transaction, as below:
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(4) Security Tips
After you have finished all online transactions, you must remember to click "Logout" to exit from the Internet Banking system to avoid any information leaking. Please safeguard your mobile because it is an important tool for two-factor authentication. Do not access Internet Banking through hyperlinks embedded in e-mails. Please be aware that we will never request or ask you for account number, PIN or any personal information through e-mails. To enhance your Internet Banking account safety, the Internet Banking service will be suspended immediately if it is attempted with invalid PIN for 4 times consecutively. In this case, you can visit any of our branches for regeneration of new password. |
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6. Login to ICBC (Asia) Internet Banking |
| Please go to http://www.icbcasia.com and select "Personal/Securities" at left and click "Go". To access the Internet Banking, please enter your Internet Banking A/C No./ Defined User Name and Internet Banking Login PIN. If it is the first time to login our Internet Banking, please read and accept the Terms and Conditions, then change your Login PIN. |
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7. ICBC (Asia) Internet Banking Account Opening Procedure |
1. If you have not become our customer:
(1) Local customer - please bring your "Identity documents such as HK Identity Card" and "Latest address proof issued within 3 months" ;
(2) Mainland customer - please bring your "PRC Identity Card" plus "Multiple journey "Tanqin"" or "PRC Passport (if any)" ;
Go to our branch to open a HKD account and register our Internet Banking services, which will be effective on the same day.
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2. If you are our bank customer with ATM Card, Phone Banking account or Credit Card, you can operate your bank accounts through Internet Banking by simply completing several steps for online registration. Please access our Internet Banking login page and click  to become our Personal Internet Banking customer to enjoy the convenience of Internet Banking service. For details, please click here. |
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With the support of ICBC, the largest bank in terms of market capitalization, ICBC (Asia) leverages on the group platform and assists you to protect, accumulate, and grow your wealth.
Please join us to achieve your financial plans and grasp the opportunities together! |
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Risk Disclosure:
Investment Securities: This information leaflet is for reference only and does not constitute any offer or proposal to solicitate any person to enter into any securities transactions. Investment in securities involves risks. The prices of securities may move up or down and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. When invest in securities denominated in non-local currencies, please be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Past performance of any securities is no guide to its future performance. Investor should understand that any subscription for or purchase of any securities registered outside Hong Kong and the receipt and collections of income therefrom and other administrative matters thereof may not be governed by Hong Kong laws. This document has not been reviewed by Securities and Futures Commission. |
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For details, please visit any of our branches and our customer service officers will be pleased to provide you with more information.
You may also call our Customer Service Hotline on218 95588. |
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Personal
Superiority