ICBC(Asia)-Commercial > Commercial Lending
>> English | 繁體 | 简体
Personal / Securities
Private Banking

Structuring a financial solution that suits your capital and cashflow requirements is important to your business success. Focusing on your business objectives, we can develop a plan customized to your financial position that allows you to maximize opportunities.

To enhance your ability to meet your financial obligations and operate effectively, we offer a wide range of competitive banking products from basic overdraft facilities for everyday working capital needs to sophisticated facilities tailored to fit your specific business requirements. You will be served by a team of experienced relationship managers who are devoted to building long-term banking relationship with customers.

Commercial / Industrial Finance

We offer a wide range of competitive banking products including Overdraft, Commercial / Industrial Loans, Property Mortgage, Performance Bond, Guarantee and Post-Dated Cheque Discounting. You will be served by a team of experienced relationship managers who are devoted to providing integrated financing solutions to meet your needs for daily operations as well as business expansion.


As your reliable business partner, we endeavour to help you to manage your cash flow more efficiently, and ensuring that corporate funds are used as effectively as possible. We can also provide overdraft facilities against shares and deposits.

Equipment Finance

Our specialists structure and provide financing to customers for purchasing new and second-hand machinery and equipment for use in Hong Kong and Mainland China. We also offer Vehicle and Boat Mortgage Loans.

SME Finance

We offer flexible and quick-approval SME financial solutions to assist Small and Medium-Sized Enterprises to achieve business goals and make timely business decision. Our tailor-made SME loans can meet your daily working capital needs and business enhancement by upgrading existing production plant or computer system, thus raising your competitive power.

  • Overdraft
  • Revolving Loan
  • Trade Finance
  • Commercial Finance
  • Machinery and Equipment Finance
  • Property Mortgage
  • SME Loan Guarantee Scheme



Terms & Conditions | Privacy Statement & Disclaimer | Services Charges
Copyright(c) Industrial and Commercial Bank of China (Asia) Limited. All rights reserved.

This site is best viewed at 800x600 screen resolution with
Internet Explorer 5.5 SP2 or above