China Merchant Offers
Cardmember can enjoy exclusive dining, shopping and entertainment privileges with ICBC Dual Currency Credit Card.
What's more, cardmembers can also enjoy special discount and privileges from renowned hotel, restaurants, shopping arcade, etc. in more than 10 major cities of Mainland China, such as Beijing, Shanghai, Tianjin, Chongqing, Guangzhou, Zhongshan, Dongguan, Jiangmen and Shanghai, etc.
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Renminbi / Hong Kong Dollar Account
Your ICBC Dual Currency Credit Card has both Renminbi and Hong Kong Dollar accounts in one card: purchases and cash withdrawals via ICBC and China UnionPay networks in Mainland China will be posted in Renminbi, so you won't have to pay extra money for exchange rate difference and overseas purchase handling fee for Renminbi; purchases and cash withdrawals via VISA network in Hong Kong, Mainland China and overseas will be posted in Hong Kong Dollars. It saves you from the risks and burden of carrying cash during outbound travels. Perfect for business, shopping and entertainment.
Extensive Network Worldwide Acceptance
In Mainland China, you can purchase through the three most welcomed networks of over several hundred thousands of merchants, namely ICBC , China UnionPay  and VISA  . When traveling abroad, you can enjoy the boundless convenience of Credit Card transactions at 29,000,000 VISA merchant locations worldwide.
Rewards Program
For every HKD/RMB 1 spent with your ICBC Dual Currency Credit Card, you will receive 1 point. Accumulated bonus points can be redeemed for cash coupons or mileage of Air China Companion Mileage Program. You can also choose cash rebate as spending rewards. For every HKD/RMB 1 spent with the card you will be entitled to 0.5% cash rebate. (Cash Rebate for RMB spending will be converted into HKD at 1:1 conversion rate). Rebate amount will be calculated on monthly basis, and shown in the next monthly statement.
Download Bonus point rewards program
| Remarks: |
Bonus point and Cash Rebate cannot be earned in respect of cash advances, balance transfer, cash installment loan and the repayment, tax loan and personal loan repayment, installment plan, donation, tax payment, purchase of casino chips, gambling transaction, credit card annual fee and all kinds of handling fees and financial charges and any unauthorized transactions.
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Prestigious Privileges for Platinum Cardmember
Apart from enjoying Gold Card's features and benefits, ICBC Dual Currency Platinum Cardmembers can exclusively enjoy a wealth of premium privileges and services
- Visa 24-hour Concierge Services
- Exclusively enjoy year round offers from Golf Clubs around the world. For details, please visit http://www.visaplatinum.com
- An extended spending bonus points validity
- Dedicated 24-hour Platinum Card Customer Service Hotline (852) 2107 4107
Emergency Medical Protection in Mainland China
Principal Platinum and Gold Cardmembers will automatically enjoy The Medical Card1 worth of HK$600 from China Pacific Insurance. The policy entitles the Cardmember to emergency treatments at more than 1,000 key hospitals2 in Mainland China without prepaying deposits. Furthermore, you are entitled to other medical services such as hospital transfers and Hong Kong-bound post-treatment transportation. Other ICBC Cardmembers (Principal Classic Cardmember and all Supplementary Cardmember) can also enjoy the same degree of protection3 for just HK$450.
| 1. |
The Medical Card will be sent to Principal Cardmember within 3-4 weeks upon card activation. The Medical Card will be valid for 1 year. The service of the Medical Card will be suspended immediately upon the cancellation of ICBC Dual Currency Credit Card. If Principal Gold Cardmember is an existing Medical Card holder, China Pacific Insurance will provide the cardmember a Personal Accident Insurance coverage of up to HK$200,000. The above information of the Medical Card is for reference only. Please refer to the terms and conditions in the insurance contract for details. The above medical insurance is provided by China Pacific Insurance (Hong Kong) Limited and ICBC shall not hold any liability for the quality of the product. |
| 2. |
Key hospitals were administrated by the Health Bureau, the Health Department and the Ministry of Health P.R. China and Bureau of Medical Administration Health Department of the General Logistics Department of the People's Liberation Army of China. Please refer to the Terms & Conditions of your individual insurance policy for protection scope and limitations. |
| 3. |
Please call the service hotline of China Pacific Insurance on (852) 2137 7631 for details . |
All-new "Phone Banking Roaming Service"
Managing Hong Kong and Mainland China Accounts with Free Roaming
The new Phone Banking Roaming Service gives customers 24-hour free access to account management. Customers in Mainland China dialing local number 95588 will be connected to Customer Service or Phone Banking Service of ICBC (Asia) Credit Card Centre. In Hong Kong, customers can dial local number
218 95588 to manage their ICBC accounts in Mainland China. This new service enables you to manage your accounts in both places flexibly without incurring IDD charges.
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ICBC "Verified by Visa" Services
ICBC "Verified by Visa" Service provides a secure and easy way for customers to enjoy added protection when making purchases via the Internet. With ICBC "Verified by Visa" Service, you will assign a personal password and a personal alert message upon your preference. When you make on-line transaction, your identity will be authenticated then. From now on, you can enjoy on-line shopping with extra protection.
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Financial Flexibility Between Hong Kong and Mainland China
Interest-free repayment period
ICBC Credit Card provides Cardmembers interest free repayment period so that you can purchase home and abroad with the maximum financial flexibilities
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"24-hour Cash Advance"
With an ICBC Dual Currency Credit Card at hand, you may obtain cash advances 24-hours a day at over several thousand ATMs4 in Hong Kong and Mainland China that carry the following signs:
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Hong Kong |
Mainland China |
ICBC (Asia) |
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ICBC |
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JETCO |
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China UnionPay |
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VISA |
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VISA |
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You can withdraw cash overseas through several thousand ATMs carrying the VISA  sign. In addition, you may also make cash advances from your Credit Card account at more than 28,000 ICBC branches5 in Mainland China, 38 ICBC (Asia) branches in Hong Kong and all VISA member banks worldwide. For enquiries on your cash advance credit limit, please call our 24-hour Customer Service Hotline.
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| 4. |
In Hong Kong, cash advance limit is subjected to individual ATM. In Mainland China, cash advance is limited to a maximum of RMB 5,000 per day. |
| 5. |
Applicable to all ICBC branches with savings office. Please contact ICBC branches for details. |
Banking Services and Privileges
ICBC Cardmembers will enjoy the many banking services and preferential treatments provided by ICBC (Asia). Please contact any ICBC (Asia) branch for
details. |
Credit Card Protection
In case of card loss or theft regardless of where you are, immediately report the
case to ICBC (Asia) Credit Card 24-hour Lost Card Reporting Hotline on (852) 8106 0123. Immediate report of loss would minimize your liability in subsequent unauthorized transaction(s) to not exceeding HK$500.
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VISA Gold Emergency Support Service
Always be at ease as an ICBC Gold Cardmember. Should you encounter emergency situations when traveling in Mainland China and overseas, such as card loss, theft or other difficulties, call the local VISA 24-hour Emergency Toll-free Hotline for quick card replacement or other assistance.
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Easy and Flexible Payment Methods
Whether you are in Hong Kong or Mainland China, easy and trouble-free settlement of your ICBC Dual Currency Credit Card balance can be done through the following ways:
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Settling Renminbi Card Account |
Settling Hong Kong Dollar Card Account |
| In Hong Kong |
- Remit your payment in Hong Kong Dollars to Mainland China1 through ICBC (Asia) branches in Hong Kong or arrange autopay from your ICBC (Asia) account. Handling fee will be waived3. Please effect payment at least 5 working days before the Payment Due Date.
- Make a crossed cheque payable to “ICBC(Asia) Credit Card Centre” in Hong Kong Dollars and mail to P. O. Box 27, General Post Office, Hong Kong. ICBC(Asia) Credit Card Centre must receive your cheque 7 working days before the Payment Due Date. Please write your Credit Card account number marked with “Renminbi Payment” at the back of your cheque. The payment of your Renminbi balance will be in the form of a remittance1 and the handling fee will be waived3. Please note that a separate cheque should be given for the payment of Hong Kong Dollars balance.
- Arrange transfer from your ICBC account in Mainland China through Internet Banking Service4 (Website: http://www.icbc.com.cn).
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Direct cash, cheque or transfer funds from your account with ICBC (Asia) at any ICBC (Asia) branches.
- Make a crossed cheque payable to “ICBC(Asia) Credit Card Centre” and mail to P. O. Box 27, General Post Office, Hong Kong. ICBC (Asia) Credit Card Centre must receive your cheque 3 clearing days before the Payment Due Date. Remember to write your Credit Card account number on the back of the cheque.
- Settle payment through any ATM bearing “JET PAYMENT” logo or JETCO (Website: http://www.jetco.com.hk) from your bank account held at any JETCO member bank. (Please effect payment at least 1 clearing day before the Payment Due Date.)
- Settle payment through Payment by Phone Service (PPS); ICBC (Asia) PPS Merchant Code is 9232. (Please effect payment at least 1 clearing day before the Payment Due Date.)
- Settle payment through ATMs which carry the JETCO sign, ICBC (Asia) Phone Banking Services or Internet Banking Services1 by fund transfer from your ICBC (Asia) savings, current or 349 Super Account(s).
- Autopay2.
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| In Mainland China |
- Direct cash deposit in ICBC domestic outlets with savings office in Mainland China.
- Make a crossed cheque payable to “ICBC (Asia) Credit Card Centre” in Hong Kong Dollars and mail to P. O. Box 27, General Post Office, Hong Kong. ICBC (Asia) Credit Card Centre must receive your cheque 7 working days before the Payment Due Date. Please write your Credit Card account number marked with “Renminbi Payment” at the back of your cheque. The payment of your Renminbi balance will be in the form of a remittance and the handling fee will be waived3. Please note that a separate cheque should be given for the payment of Hong Kong Dollars balance.
- Arrange transfer form ICBC account in Mainland China through Internet Banking Service4 (Website: http://www.icbc.com.cn).
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- Arrange transfer from ICBC (Asia) Hong Kong Dollars account through “Phone Banking Roaming Service”5.
- Call PPS through IDD and instruct payment. ICBC (Asia) PPS Merchant Code is 9232. (Please effect payment at least 1 clearing day before the Payment Due Date.)
- Arrange autopay2 from your bank account in Hong Kong.
- Make a crossed cheque payable to “ICBC (Asia) Credit Card Centre” and mail to P. O. Box 27, General Post Office, Hong Kong. ICBC (Asia) must receive your cheque 3 clearing days6 before the Payment Due Date. Remember to write your Credit Card account number on the back of the cheque.
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1.
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Only applicable to Cardmember who selected ATM facilities on their ICBC Credit Card. The PIN for Phone Banking Services will be mailed to Cardmember. |
| 2. |
Autopay application must be completed first. |
| 3. |
Please remit the payable amount in Hong Kong Dollars first while the difference will be posted to your Renminbi account. Renminbi cannot be used to settle your Renminbi balance in Hong Kong. |
| 4. |
Service is applicable to cardmember who has savings account in ICBC, Mainland China and successfully apply for Internet Banking services. |
| 5. |
Service is applicable to cardmember who has Hong Kong Dollars savings account in ICBC (Asia) and successfully apply for Phone Banking Service. |
| 6. |
Please take note of the public holidays and postal lead time in Mainland China to prevent late payment. |
| 7. |
"Clearing Day" means a day which is not a Saturday, Sunday and public holiday. |
Apply now and enjoy the marvelous privileges brought to you by
ICBC Dual Currency Credit Card !
How to find out more
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Internet Banking
Superiority