Zurich Insurance Group (Hong Kong) is part of the Zurich Financial Services Group, the world’s largest Swiss insurance-based financial services provider* and a Fortune Global 100 company^. Zurich Insurance Group (Hong Kong) offers a full range of insurance solutions to individual as well as companies. The premium income in Hong Kong is close to HK$5.3 billion today, making the group one of the top 10 insurers in Hong Kong.
Zurich Insurance Group (Hong Kong) and ICBC (Asia) are now pleased to introduce the Zurich Dual Currency Credit Card to provide exclusive merchants' discount offers and spending rewards to all cardmembers.
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Measured by a composite ranking for sales, profits, assets and market value, source: The Forbes Global 2000, April 2007
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In terms of revenue, source: Fortune Global 500, July 2007 |
Renminbi / Hong Kong Dollar Account
The Zurich Dual Currency Credit Card has both Renminbi and Hong Kong Dollar accounts in one card: purchases and cash withdrawals via ICBC and UnionPay networks in Mainland China will be posted in Renminbi, so that you will not have to pay extra money for overseas purchase handling fee for Renminbi; purchases and cash withdrawals via Visa network in Hong Kong, Mainland China and overseas will be posted in Hong Kong Dollars. It saves you from the risks and burden of carrying cash during outbound travels. Perfect for business, shopping and entertainment.
Extensive Network Worldwide Acceptance
In Mainland China, you can purchase through the three most welcomed networks of merchants, namely ICBC, UnionPay and Visa. When travelling abroad, you can enjoy the boundless convenience of Credit Card transactions at Visa merchant locations worldwide.
Zurich Premium Autopay Services
You can apply for direct debit authorization for settling Zurich's life insurance premiums through Zurich Dual Currency Credit Card. You can also enjoy interest-free repayment period as well as bonus points, cash rebate or mileage.
Free MediExpress China Medical Card for the First Year
Zurich Dual Currency Credit Card Cardmembers will enjoy a free MediExpress China Medical Card* for the first year provided by Zurich Insurance Company. The policy entitles the Cardmember for emergency treatments due to accidents at more than 100 key hospitals in Mainland China without prepaying deposits. Furthermore, you are entitled to other medical services such as hospital transfers and Hong Kong bound post-treatment transportation.
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The MediExpress China Medical Card will be sent to Principal Cardmember within 3-4 weeks upon card approval. The Medical Card will be valid for 1 year. The service of the Medical Card will be suspended immediately upon the cancellation of Zurich Dual Currency Credit Card. The above information of the Medical Card is for reference only. Please refer to the terms and conditions in the insurance contract for details. The above medical insurance is provided by Zurich Insurance Company and ICBC shall not hold any liability for the quality of the product. |
Year Round Merchant Offers
Cardmember can enjoy exclusive dining, shopping and entertainment privileges with Zurich Dual Currency Credit Card.
What's more, Cardmembers can enjoy special discounts and privileges from renowned hotels, restaurants, shopping arcade, etc. in the major cities of Mainland China.
Rewards Program
For every HKD/RMB 1* spent with your Zurich Dual Currency Credit Card, you will receive 1 point. Accumulated bonus points can be redeemed for cash coupons, Air China Companion Mileage, Hainan Airlines Fortune Wings Club Mileage or China Southern Airlines Sky Pearl Club Mileage.
You can also choose cash rebate as spending rewards. For every HK$1 spent with the card you will be entitled to 0.5% cash rebate.
(Cash Rebate for RMB spending will be converted into HKD at 1:1 conversion rate). Rebate amount will be calculated on monthly basis, and shown in the next monthly statement.
Download Bonus Point Reward
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Bonus point and Cash Rebate cannot be earned in respect of cash advances, balance transfer, cash installment loan and the repayment, tax loan and personal loan repayment, installment plan, donation, tax payment, purchase of casino chips, gambling transaction, credit card annual fee and all kinds of handling fees and financial charges and any unauthorized transactions. |
Prestigious Privileges for Platinum Cardmember
Apart from enjoying Gold Card's features and benefits, Zurich Dual Currency Platinum Cardmembers can exclusively enjoy a wealth of premium privileges and services
- Visa 24-hour Concierge Services
- Exclusively enjoy year round offers from Golf Clubs around the world
- An extended spending bonus points validity
- Year-round spending summary in different categories
- Dedicated 24-hour Platinum Card Customer Service Hotline
(852) 2107 4107
Easy and Flexible Payment Methods
Whether you are in Hong Kong or Mainland China, easy and trouble-free settlement of your ICBC Dual Currency Credit Card balance can be done through the following ways:
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Settling Renminbi Card Account |
Settling Hong Kong Dollar Card Account |
| In Hong Kong |
- Remit your payment in Hong Kong Dollars to Mainland China through ICBC (Asia) branches in Hong Kong or by PPS or arrange autopay from your ICBC (Asia) account. Handling fee will be waived4. Please effect payment at least 5 working days before the Payment Due Date.
- Make a crossed cheque payable to “ICBC (Asia) Credit Card Centre” in Hong Kong Dollars and mail to P. O. Box 27, General Post Office, Hong Kong. ICBC (Asia) Credit Card Centre must receive your cheque 7 working days before the Payment Due Date. Please write your Credit Card account number marked with “Renminbi Payment” at the back of your cheque. The payment of your Renminbi balance will be in the form of a remittance and the handling fee will be waived4. Please note that a separate cheque should be given for the payment of Hong Kong Dollars balance.
- Arrange transfer from your ICBC account in Mainland China through Internet Banking Service4 (Website: http://www.icbc.com.cn).
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- Settle payment through Payment by Phone Service (PPS); ICBC (Asia) PPS Merchant Code is 9232. (Please effect payment at least 1 clearing day before the Payment Due Date1.)
- Settle payment through any ATM bearing “JET PAYMENT” logo or JETCO (Website: http://www.jetco.com.hk) from your bank account held at any JETCO member bank. (Please effect payment at least 1 clearing day before the Payment Due Date.)
- Autopay2.
- Direct cash, cheque or transfer funds from your account with ICBC (Asia) at any ICBC (Asia) branches.
- Make a crossed cheque payable to “ICBC(Asia) Credit Card Centre” and mail to P.O. Box 27, General Post Office, Hong Kong. ICBC (Asia) Credit Card Centre must receive your cheque 3 clearing days before the Payment Due Date. Remember to write your Credit Card account number on the back of the cheque.
- Settle payment through ATMs which carry the JETCO sign, ICBC (Asia) Phone Banking Services or Internet Banking Services3 by fund transfer from your ICBC (Asia) savings, current or 349 Super Account(s).
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| In Mainland China |
- Call PPS through IDD and instruct payment.
- Direct cash deposit in ICBC domestic outlets with savings office in Mainland China.
- Make a crossed cheque payable to “ICBC (Asia) Credit Card Centre” in Hong Kong Dollars and mail to P. O. Box 27, General Post Office, Hong Kong. ICBC (Asia) Credit Card Centre must receive your cheque 7 working days before the Payment Due Date. Please write your Credit Card account number marked with “Renminbi Payment” at the back of your cheque. The payment of your Renminbi balance will be in the form of a remittance and the handling fee will be waived4. Please note that a separate cheque should be given for the payment of Hong Kong Dollars balance.
- Arrange transfer from ICBC account in Mainland China through Internet Banking Service5 (Website: http://www.icbc.com.cn).
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- Arrange transfer from ICBC (Asia) Hong Kong Dollars account through “Phone Banking Roaming Service”6.
- Call PPS through IDD and instruct payment.
- Arrange autopay2 from your bank account in Hong Kong.
- Make a crossed cheque payable to “ICBC (Asia) Credit Card Centre” and mail to P.O. Box 27, General Post Office, Hong Kong. ICBC (Asia) must receive your cheque 3 clearing days7 before the Payment Due Date. Remember to write your Credit Card account number on the back of the cheque.
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| 1. |
"Clearing Day" means a day which is not a Saturday, Sunday and public holiday. Autopay application must be completed first. |
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Only applicable to Cardmembers who have selected ATM facilities on their Zurich Dual Currency Credit Card. The PIN for Phone Banking Services will be mailed to Cardmembers. |
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Please remit the payable amount in Hong Kong Dollars first while the difference will be posted to your Renminbi account. Renminbi cannot be used to settle your Renminbi balance in Hong Kong. |
| 4. |
Service is applicable to cardmember who has savings account in ICBC, Mainland China and successfully applies for Internet Banking services. |
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Service is applicable to cardmember who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applies for Phone Banking Service. |
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Please take note of the public holidays and postal lead time in Mainland China to prevent late payment. |
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How to find out more
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