ICBC(Asia)-Credit Cards > Type of Cards > Affinity Card > Yan Oi Tong VISA Card
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Yan Oi Tong was officially established and registered as a non-profit charitable organization in 1977. Adopting as its mission "Caring for the aged and the young, promoting education and nurturing talent, and serving the community with sincerity", Yan Oi Tong provides welfare, education, medical, recreation & sports services to the public throughout Tuen Mun, Yuen Long, Tai Po, Shatin, Tsuen Wan, Kwai Ching, Tseung Kwan O, Causeway Bay, Tsimshatsui and Wong Tai Sin.

To show support for a variety of services provided by Yan Oi Tong, ICBC (Asia) Credit Card Centre joins hand with Yan Oi Tong to launch "Yan Oi Tong VISA Card". Yan Oi Tong VISA Card provides you with a simple and convenient way for your generous donation as well as different merchants’ discount offer.


Donation Counts for Every Dollar You Spend

Whenever you spend with Yan Oi Tong VISA Card, ICBC will donate 0.5% of

your total spending amount to Yan Oi Tong as a support for its community



Fixed Amount Monthly Donation

What's more, you can make a monthly donation in fixed amount through your Yan Oi Tong VISA Card to further support for different welfare services provided by Yan Oi Tong, helping others in society.


Exclusive Offers

As a Cardholder of Yan Oi Tong VISA Card, you can enjoy the following privileges:

  • Membership Card & Cash Coupon

Successful applicants of Yan Oi Tong VISA Card can enjoy a free membership of Yan Oi Tong Jockey Club Community & Sports Centre (worth HK$80) or a free membership of Yan Oi Tong Jockey Club Tin Ka Ping Integrated Youth Service Centre (worth HK$30) and receive HK$100 Cash Coupon for joining Yan Oi Tong recreational and sports services.

  • Privilege Of Fitness Centre

You can join Yan Oi Tong Fitness Centre by interest-free installment at a special price of HK$4,500 (original price: HK$6,440) for the 24-month plan, or HK$2,570 (original price 3,220) for the 12-month plan, or HK$1,600 (original price: HK$1,790) for the 6-month plan.  Member can enjoy additional 1-month membership and 3-month locker services upon joining 6-month plan; additional 2-month membership and 6-month locker services upon joining 12-month plan; and additional 3-month membership and 12-month locker services upon joining 24-month plan.  The privileges worth up to HK$1,420.

  • Interest-free Installment Plan

Members register for any recreational courses at HK$1,000 or above can enjoy a 6-month interest-free installment; at HK$2,000 or above can enjoy a 12-month interest-free installment.

Remarks: Cardholder should pay with Yan Oi Tong Visa Card to enjoy the above privileges, and subject to the terms and conditions of Yan Oi Tong.


Year Round Merchant Offers

Cardholders can enjoy exclusive dining, shopping and entertainment privileges with Yan Oi Tong Visa Card.

Download ICBC credit card year round merchant offers


Rewards Program

For every HKD/RMB 1 spent with your Yan Oi Tong Visa Card, you will receive 1 point. Accumulated bonus points can be redeemed for cash coupons or mileage. You can also choose cash rebate as spending rewards.

For every HKD/RMB 1 spent with the card you will be entitled to 0.5% cash rebate. (Cash Rebate for RMB spending will be converted into HKD at 1:1 conversion rate).  Rebate amount will be calculated on monthly basis, and shown in the next monthly statement.

Download Bonus point rewards program


Bonus point and Cash Rebate cannot be earned in respect of cash advances, balance transfer, cash installment loan and the repayment, tax loan and personal loan repayment, installment plan, donation, tax payment, purchase of casino chips, gambling transaction, credit card annual fee and all kinds of handling fees and financial charges and any unauthorized transactions.


"Verified by VISA" Services

"Verified by VISA" Service provides a secure and easy way for customers to enjoy added protection when making purchases via the Internet. With "Verified by VISA"Service, you will assign a personal password and a personal alert message upon your preference. When you make on-line transaction, your identity will be authenticated then. From now on, you can enjoy on-line shopping with extra protection.


24-hour Worldwide Cash Availability

You can obtain cash advance with your ATM PIN 24 hours a day from any JETCO ATMs or VISA ATMs worldwide.


Convenient Payment Methods

You can settle your credit card payment in any of the following ways to save time and enjoy maximum convenience:


Simply register your credit card with the PPS, you can then make the payment through a touch-tone phone or the PPS website. You can call 18011 for bill registration and 18031 for bill payment, alternatively visit the website at The Industrial and Commercial Bank of China Hong Kong Credit Card Centre merchant code is 9232.

Payment cut-off time is 7:00pm from Monday to Friday (except Sunday and public holidays). Please settle the payment at least 1 clearing day before "Payment Due Date".

JET Payment

You may make payment from your bank account held at any JETCO member bank through ATMs with "JET PAYMENT" signage or JETCO website Payment cut-off time is 7:30pm from Monday to Friday (except Sunday and public holidays).

Please settle the payment at least 1 clearing day before "Payment Due Date".


Just complete and return the "Autopay Form" by mail, and your credit card payment can be settled simply through your designated savings or current account held at any bank in Hong Kong. Your designated account will be debited for the pre-set repayment amount in 1 clearing day before "Payment Due Date". Please prepare sufficient funds 2 clearing days before the "Payment Due Date".

Payment by Cash, Cheque or Fund Transfer

You may arrange payment by cash, by cheque or transfer funds from your ICBC (Asia) account at any branch of ICBC (Asia). You may also send in a crossed cheque payable to "ICBC (Asia) Credit Card Centre" with your credit card number written on the back, and enclose with the payment slip from your statement to P.O. Box 27, General Post Office, Hong Kong.

To allow sufficient time for processing, please send in your cheque payment at least 3 clearing days before "Payment Due Date". Cash and post-dated cheques are not accepted.

Payment from ICBC (Asia) Account

You can also settle payment from ICBC (Asia) account at any JETCO ATMs, through ICBC (Asia) Phone Banking Services or Internet Banking Services.

How to find out more







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