ICBC(Asia)-Credit Cards > Type of Cards > Affinity Card > GSRC Dual Currency Credit Card
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Guangshen Railway Company Limited and ICBC (Asia) are now pleased to introduce the GSRC Dual Currency Credit Card.  GSRC Dual Currency Credit Card combines train ticket, Renminbi and Hong Kong Dollar accounts in one card which is a perfect partner for travel, shopping and entertainment.

GSRC Dual Currency Credit Card is a China UnionPay credit card that complies with PBOC2.0 requirements.  The GSRC Dual Currency Credit Card supports both contact and contactless payment function.  When Cardholders take their rides on CRH trains of Guangshen railway, they can directly use the GSRC Dual Currency Credit Card to enter into the station without queuing up for purchasing a ticket.  The train fare is also entitled to bonus points or cash rebate.


Renminbi / Hong Kong Dollar Accounts

GSRC Dual Currency Credit Card has both Renminbi and Hong Kong Dollar accounts in one card: purchases and cash withdrawals via China UnionPay networks in Mainland China will be posted in Renminbi, no overseas purchase handling fee will be incurred; purchases and cash withdrawals via UnionPay networks in Hong Kong will be posted in Hong Kong Dollars. It saves you from the risks and burden of carrying cash during outbound travels.


Managing Hong Kong and Mainland China Accounts with Free Roaming

The Phone Banking Roaming Service gives customers 24-hour free access to account management. Customers in Mainland China dialing local number 95588 will be connected to Customer Service or Phone Banking Service of ICBC (Asia) Credit Card Centre. In Hong Kong, customers can contact our 24-hour Customer Service Hotline at 218 95588 to manage their ICBC accounts in Mainland China. This service enables you to manage your accounts in both places flexibly without incurring IDD charges.


Emergency Medical Protection in Mainland China

Principal Cardholders of GSRC Dual Currency Credit Card will automatically enjoy The Medical Card worth of HK$600 from China Pacific Insurance. The policy entitles the Cardholder to emergency treatments at more than 1,000 key hospitals in Mainland China without prepaying deposits. Furthermore, you are entitled to other medical services such as hospital transfers and Hong Kong-bound post-treatment transportation.


The Medical Card will be sent to Principal Cardholder within 3-4 weeks upon card approval. The Medical Card will be valid for 1 year. If Principal Cardholder is an existing Medical Card holder, China Pacific Insurance will provide the Cardholder a Personal Accident Insurance coverage of up to HK$260,000. The above information of the Medical Card is for reference only. Please refer to the terms and conditions in the insurance contract for details. The above medical insurance is provided by China Pacific Insurance (Hong Kong) Limited and ICBC (Asia) shall not hold any liability for the quality of the product. Key hospitals were administrated by the Health Bureau, the Health Department and the Ministry of Health P.R. China and Bureau of Medical Administration Health Department of the General Logistics Department of the People's Liberation Army of China. Please refer to the Terms & Conditions of your individual insurance policy for protection scope and limitations.


Year Round Merchant Offers

Cardholder can enjoy exclusive dining, shopping and entertainment privileges with GSRC Dual Currency Credit Card.

What's more, Cardholders can enjoy special discounts and privileges from renowned hotels, restaurants, shopping arcade, etc. in the major cities of Mainland China.

Download ICBC credit card year round merchant offers


Rewards Program

For every HKD/RMB 1 spent with your GSRC Dual Currency Credit Card, you will receive 1 point. Accumulated bonus points can be redeemed for cash coupons or mileage. You can also choose cash rebate as spending rewards.

For every HKD/RMB 1 spent with the card you will be entitled to 0.5% cash rebate. (Cash Rebate for RMB spending will be converted into HKD at 1:1 conversion rate).  Rebate amount will be calculated on monthly basis, and shown in the next monthly statement.

Download Bonus point rewards program


Bonus point and Cash Rebate cannot be earned in respect of cash advances, balance transfer, cash installment loan and the repayment, tax loan and personal loan repayment, installment plan, donation, tax payment, purchase of casino chips, gambling transaction, credit card annual fee and all kinds of handling fees and financial charges and any unauthorized transactions.


Easy and Flexible Payment Methods

Whether you are, easy and trouble-free settlement of your GSRC Dual Currency Credit Card balance can be done through the following ways:

Settling Hong Kong Dollar Card Account

  • PPS
  • Autopay
  • Make a crossed HKD cheque payable to ICBC (Asia) Credit Card Centre
  • Direct cash deposit at any ICBC (Asia) branches
  • Arrange fund transfer through ATMs which carry the JETCO sign, ICBC (Asia) Phone Banking Services** or Internet Banking Services*** by from your ICBC (Asia) account(s).

Settling Renminbi Card Account

  • PPS
  • Arrange autopay through ICBC (Asia) HKD or RMB personal bank account
  • Direct cash deposit by HKD or RMB at any ICBC (Asia) branches
  • Make a crossed HKD cheque* payable to ICBC (Asia) Credit Card Centre
  • Fund transfer from ICBC (Asia) HKD or RMB personal bank account(s) through ICBC (Asia) Internet Banking Services***

If settle RMB balance with HKD, the Bank will convert HKD to RMB. The exchange rate of the posting date will be applied to all repayments of Renminbi Account by Hong Kong Dollar remit payment in the next working day after the payment date.  Handiling fee is waived. 

Owing to the fluctuation of RMB, customers are advised to prepare sufficient fund for payment.  This will avoid financial charges, and the surplus (if any) will be posted to your GSRC Dual Currency Credit Card HKD account for future consumption.


Please write your Credit Card account number marked with “Renminbi Payment” at the back of your cheque. A separate cheque should be given for the payment of Hong Kong Dollars balance.
Service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully apply for Phone Banking Service.
Service is applicable to Cardholder who has HKD/RMB personal savings account in ICBC (Asia) and successfully apply for Internet Banking Services.


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