ICBC(Asia)-Credit Cards > Type of Cards > Corporate Card > UnionPay Dual Currency Corporate Credit Card
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UnionPay Dual Currency Corporate Credit Card

UnionPay Dual Currency Corporate Credit Card ("UnionPay DC Corporate Credit Card") is a smart way to manage your business spending with repayment grace period up to 55 days. No matter whether you are in Hong Kong, China or overseas, UnionPay DC Corporate Credit Card offers a comprehensive range of services and privileges to cater for your business needs, while helping your company to save money.

Renminbi Hong Kong Dollar Account
Every UnionPay DC Corporate Credit Card has both Renminbi and Hong Kong Dollar accounts. Purchases and cash advances via UnionPay network in Mainland China will be posted in Renminbi, so you wonˇ¦t have to pay extra exchange rate charges for foreign transactions and it also saves you from any unnecessary risks associated with carrying cash while traveling. Transactions made via UnionPay network in Hong Kong and overseas will be posted in Hong Kong Dollar.

Guangshen Railway Function
UnionPay DC Corporate Credit Card complies with PBOC2.0 requirements, which supports contactless payment function. When riding on CRH trains of the Guangshen Railway, you can use your UnionPay DC Corporate Credit Card to entre the station and board the train directly without queuing up to purchase a ticket. The train fare will be debitted from you credit card and you are also entitled to bonus points or cash rebate.

24-hour Worldwide Cash Availability
With UnionPay DC Corporate Credit Card on hand, you may obtain 24-hour cash advances at ATMs in Hong Kong, Mainland China and overseas carrying the signs of ICBC (Asia), JETCO, UnionPay or Peony Card.

The cash advance limit is subject to individual ATM.

Flexible Account Management
UnionPay DC Corporate Credit Card allows your company to assign different credit limits within your company global limit to individual employee. Individual credit limit can also be changed whenever required for additional flexibility.

Employees will receive their individual statements while your company will receive consolidated reports on monthly and quarterly basis. The reports contain detailed transaction records of both HKD and RMB card accounts in different categories, enabling your company to monitor and analyze spending nature for evaluation and cost management.

Corporate Identity
Each UnionPay DC Corporate Credit Card will be embossed with your company name. Spending with the card can help to reinforce your companyˇ¦s corporate identity.

Rewards Program
For every dollar spent with your UnionPay DC Corporate Credit Card, you will receive bonus point (HKD/RMB1 = 1 point). Accumulated points from the spending of HKD and RMB accounts can be combined for redeeming cash coupons of popular merchants. Points are valid for three years.

You can also choose cash rebate as spending rewards. For every HK$1 spent with the card will entitle 0.5% cash rebate. Rebate amount will be calculated on monthly basis, and shown in the next monthly statement. Spend more, reward more.


Bonus point and Cash Rebate cannot be earned in respect of cash advances, balance transfer, cash installment loan and the repayment, tax loan and personal loan repayment, installment plan, donation, tax payment, purchase of casino chips, gambling transaction, credit card annual fee and all kinds of handling fees and financial charges and any unauthorized transactions

Emergency Medical Protection in Mainland China
Provided by China Pacific Insurance, the one-year free Medical Card (worth HK$600) service entitles the Cardholder to emergency treatments at more than 1,000 key hospitals in Mainland China without prepaying deposits. Moreover, you are entitled to other medical services such as hospital transfers and Hong Kong-bound post-treatment transportation services, etc.


  • The Medical Card will be sent to Principal Cardholder within 3-4 weeks upon card activation. The validity of the Medical Card is 1 year. If Cardholder is already an existing Medical Card holder, China Pacific Insurance will provide the Cardholder with a Personal Accident Insurance coverage of up to HKD260,000. Pease refer to the terms and conditions in the insurance contract for details. The above medical insurance is provided by China Pacific Insurance (Hong Kong) Limited and ICBC (Asia) shall not be held liable for the quality of the product under any circumstances.
  • Key hospitals are administrated by the Health Bureau, the Health Department and the Ministry of Health P.R. China and Bureau of Medical Administration Health Department of the General Logistics Department of the Peopleˇ¦s Liberation Army of China. Please refer to the Terms & Conditions of your individual insurance policy for protection scope and limitations.
  • Please call China Pacific Insurance Service Hotline at (852) 2137 7631 for details.

Sign and Fly Protection
Cardholder will be entitled to a free on-flight personal accident travel insurance coverage up to US$150,000 if you purchase the traveling fares or tickets with UnionPay DC Corporate Credit Card.

Note: Sign and Fly Protection is governed by the master policy held by ICBC (Asia).


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