Verified by Visa (VbV) is an online service designed to make Internet transactions safer by authenticating a cardholder’s identity at the time of purchase, and create a level of cardholder trust and confidence in online shopping.  The Verified by Visa Mark is to be displayed by participating merchants and will be shown to the cardholder during registration and each time the cardholder enters a password for authentication at the time of purchase.

Verified by Visa is simple to use.

1. Please note: cardholder should get a credit card ATM PIN for registration.
2. Verified by Visa registration is simple and free of charge, no need to install any software.
3. If the credit card has not yet been registered, cardholder need to visit ICBC website and follow the steps below for registration:
   • Press here for registration
   • Accept “ICBC E-banking Personal Client Service Agreement”
   • Enter credit card number, and press “Submit” button.
   • Enter personal information (it should be in English capital letter and numeric, no space and symbol is allowed)
   • Key-in preset Visa card payment password and password prompt (password and password prompt should be in alpha-numeric of 6 to 30 digits in length) for verification in future Internet transaction.
4. Each credit card is required to register once. Upon successful registration, cardholders can process Internet transactions at any time through Verified by Visa.
5. During online shopping, cardholders first select the items they wish to purchase and proceeds to enter Visa card number as part of the checkout process.  Press “Confirm” / “Order” button.
6. Merchant then will check and confirm with Visa card issuing bank, and presents with the Verified by Visa password request page.
7. Cardholders provide registered Verified by Visa password for validation.
8. Card issuing bank then sends the Merchant a response to indicate that the cardholder has been authenticated.
9. Then go ahead and process the transaction in the normal manner.