ICBC (Asia) Debit Card

Connect the Two Places to Realize the Opportunities

ICBC (Asia) aims to provide more secure and reliable ATM services, comprehensive self service banking services and Debit Card (also known as ATM Card) Services. With the ICBC (Asia) Debit Card, you can access Hong Kong, Mainland China and overseas networks including ICBC, CUP, JETCO ATMs and other electronic payment POS in the world. On the other hand, our ATM chip cards can provide greater debit card protection by its capability to store encrypted and confidential information and prevent the cards from being copied to make counterfeit cards. You can enjoy the convenient wealth management advantages such as instant cash withdrawal and POS purchase at ease anywhere, anytime.

Free-of-Charge Cash Withdrawal in Mainland China

  • By accessing more than 80,000 ICBC ATMs in Mainland China with ICBC (Asia) HKD Debit Card, you can enjoy balance inquiry, RMB cash withdrawal services without any transaction charge (It can save at least HKD15 for each cash withdrawal transaction)14.

Dual-currency Accounts, Free Choice

  • You can link up to three current or savings accounts in the same ICBC (Asia) Debit Card.
  • It supports both HKD and RMB currency accounts.

Global Access, Caring Service

  • You can use ICBC (Asia) Debit Card to withdraw local currency from ATMs in Hong Kong, Macau, Mainland China and from CUP or CIRRUS2 ATMs all over the world3 4 5 6,
  • You can use ICBC (Asia) Debit Card to enjoy POS purchase through CUP merchants in Mainland China and overseas. The consumed amount will be debited directly from the selected debit card account 7.

HKD cash withdrawal:

  • at around 2,000 ICBC (Asia) and JETCO ATMs 8 in Hong Kong.

RMB cash withdrawal:

  • at our ever-expanding ICBC (Asia) ATMs.

Activation Channels for ATM Overseas Withdrawal Services:

The Security measures of ATM Overseas Withdrawal Services have been implemented and it can provide more secure and reliable ATM services. To enable ATM withdrawal services overseas (including ICBC ATM withdrawal services in Mainland China), you are required to activate the overseas withdrawal function of your ATM card by setting the activation period and daily overseas withdrawal limit in advance via the following channels:

  • ICBC (Asia) ATMs and the Jetco ATMs of other Banks (with the Jetco Chip Sticker )
  • Overseas customers can call the 24-hour Customer Service Hotline at (852) 218 95588 for activation.
  • For customers in Mainland China, you can call the ICBC Customer Service Hotline at 95588 during business hours or contact the 24-hour Customer Service Hotline above for activation.

HKD deposit:

  • at over 50 designated ICBC (Asia) ATMs with instant HKD deposit service. The amount will be credited into the HKD account instantly.

RMB deposit:

  • at designated ICBC (Asia) ATMs with instant RMB deposit service. The amount will be credited into the RMB account instantly.

Bill payment:

  • to various merchants and credit card payment at ICBC (Asia) and JETCO ATMs marked with Jet Payment logo, or using PPS online or phone payment services with prior registration at PSS terminal.

POS purchase:

  • with direct insertion of ICBC (Asia) Debit Card in merchants with EPS or CUP logo. The consumed amount will be debited directly from the selected debit card account.

Other services:

  • include fund transfer, balance inquiry, change password, statement and cheque book request, bill payment and charity donation etc.

Application:

  • Account holder can apply for ATM services by filling out the application form and submits identity document at any of our branches.

Remarks:

  • 1.Daily limit is HKD20, 000 or its equivalent.
  • 2.Debit cardholders with CIRRUS logo embossed on the card back can withdraw cash or enquire balance through the CIRRUS ATMs all over the world (including Mainland China).
  • 3.Except RMB accounts linked with primary account on Debit Card that can withdraw RMB in Mainland China, other HKD account linked with primary account on Debit Card can only withdraw local currency outside Hong Kong ATMs.
  • 4.Cash withdrawal via JETCO, UnionPay, CIRRUS in Macau, Mainland China and overseas will be charged with handling fees of HKD10, HKD/RMB 15 and HKD 30 respectively. To enable ATM withdrawal services overseas, you are required to activate the overseas withdrawal function of your ATM card by setting the activation period and daily overseas withdrawal limit.
  • 5.For ATM transactions made abroad and settled in HKD via the JETCO network, if the transaction currency is CNY, the withdrawal amount is converted to HKD at the actual transaction exchange rate set by JETCO acquiring banks and shown on the ATM screen while processing the transaction. If the transaction currency is MOP, the withdrawal amount is converted to HKD at the daily exchange rate set by JETCO. For enquiries about the exchange rate for MOP, please call the JETCO hotline on (852) 2520 1747.

    For ATM transactions made abroad and settled in HKD via the UnionPay network,the withdrawal amount of local currency is converted to HKD at the daily exchange rate set by UnionPay. For enquiries about the daily exchange rate, please visit UnionPay’s website www.unionpayintl.com.

    For ATM transactions made abroad and settled in HKD via Cirrus network, the withdrawal amount will be first converted from the local currency to USD and then to HKD, at the actual transaction exchange rate set by MasterCard and ICBC(Asia) respectively. For enquiries about the reference exchange rates, please visit MasterCard’s website www.mastercard.com/global/currencyconversion and ICBC(Asia)’s website www.icbcasia.com or call ICBC(Asia)’s Customer Service Hotline at (852) 218 95588 respectively.

    For ATM transactions made via ICBC ATMs in the Mainland and settled in HKD, the withdrawal amount will be first converted from the local currency to USD and then to HKD, at the actual transaction exchange rate set by ICBC and ICBC(Asia) respectively. For enquiries about the reference exchange rates, please visit ICBC’s website www.icbc.com.cn and ICBC(Asia)’s website www.icbcasia.com or call ICBC(Asia)’s Customer Service Hotline at (852) 218 95588 respectively.
  • 6.Please be reminded that when customers perform ATM withdrawal transactions overseas, whether the transaction account type being able to be selected or not is determined by the acquiring bank. Also, the amount withdrawn may not be deducted from the same foreign currency account linked on the debit card as the currency that customers withdraw.
  • 7.The POS purchase via CUP is available to the card with CUP logo embossed on the card front or card back.
  • 8.The minimum cash withdrawal amount is HKD500 if customers use ICBC(Asia) debit card at ATMs marked with “JETCO” logo. This restriction will not apply to ICBC(Asia) ATMs.

 

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