SME Financing

SME Financing Products

Our professionals will provide you tailor-made financial plan, enable you to plan and expand the business with greater convenience and efficiency.

We offer the following financing products,

Installment Loan

We provide finance and help you to seize every business opportunity and finance your business needs.

Property Mortgage

We provide tailor-made loan packages for you to purchase office premise, factory or property.

Overdraft

We provide various overdraft facilities to enhance your company’s cash flow and enables you to meet your business needs with ease.

Trade Finance

We provide you a comprehensive range of trade financing service, which give you greater flexibility and liquidity, also no missed business opportunities due to inadequate cash flow.

SME Financing Guarantee Scheme (SFGS)

With the support from the government, the Hong Kong Mortgage Corporation Limited (HKMC) will provide guarantee coverage on 80% of the credit facility amount to eligible enterprises under the SFGS scheme, which will enable you to maintain your liquidity and meet all trading needs to support your company’s growth and expansion.

Features:

  • Loan amount up to HKD12,000,000
  • Up to 60 months repayment period

*Click here to visit the HKMC website for more details of the SFGS program.

Cash Management

With our wide range cash management services, you can manage your company’s daily cash flow with ease.

Deposits and Current Account Services

We offer a wide variety of Deposit and Current Account Services to meet your needs. With various services channels from branches, online banking to SME hotline, you will be able to efficiently and conveniently manage your cash flow.

Payroll and Autopay Services

Our unique Payroll Service offers a comprehensive salary management solution to your company that reduces your administrative works and enables you to concentrate on your business.

We also provide a wide range of remittance, corporate cards, MPF, insurance and investment services.

RMB Services

Collaborating with the extensive network of our parent company, ICBC, in Mainland, we provide a full range of RMB cross border services for you, including the followings,

  • Cross Border RMB Trade Finance
  • Cross Border RMB Remittance
  • Cross Border Account Management
  • Cross Border RMB Exchange

Please consult our relationship manager for further details.


To borrow or not to borrow? Borrow only if you can repay!

For further information regarding to our appointed loan referral agent list, please contact our customer service hotline at 218 95588.