Integrated Account

At ICBC (Asia), we understand your desire to enjoy your life more. That’s why we bring you our “Integrated Account”, which allows you to manage your finances in a simple and efficient way.

One Integrated Account

With a single account number, you can manage your HKD savings, HKD current, multi-currency savings, time deposits, USD current, Renminbi savings and current. Financial management is so simple and convenient.

Savings Account with Monthly Interest Payment

We offer monthly interest payment to your HKD savings, multi-currency savings and Renminbi savings to let you enjoy faster income return on your deposit.

Consolidated Statement

Consolidated statement gives you a comprehensive overview of your financial position including a summary of deposit balances, loans, mortgage, insurance, credit card and your net position. It also shows the banking transactions and account activities of your deposit accounts. All details are shown at a glance.

Flexible and Convenient Electronic Channels to Manage your Finances

Enjoy fast and secure access to our banking services through different channels, including:

  • Personal Internet Banking
  • Mobile Banking
  • Phone Banking
  • ATM

Exclusive Privileges

You are entitled to the following privileges for “Integrated Account” holders on top of our diversified banking services:

  • 50% discount on the handling charge for the issuance of our bank draft, cashier’s order and the purchase of gift cheque
  • ATM card annual fee waiver

Act now to open an “Integrated Account”

You can enjoy all these privileges with an initial deposit of HK$10,000 or equivalent. What’s more, we offer you a first year waiver on the monthly service fee of HK$15 regardless of your account balance. Thereafter, if you maintain your daily average total liquid assets+at HK$10,000 or above for the last three months, you can enjoy the convenience of our “Integrated Account” without any monthly service fee.

Click here for valid documents required for account opening.

+Total Liquid Assets refers to the total of your deposits and the market value of investments in all your single and joint name(s) accounts at our Bank.

Act now to open an "Integrated Account" with us!