Auto-Payroll Service

ICBC (Asia) provides you with auto-payroll service and offer you with privileged banking services, which assist you to utilise your salary flexibly and manage your wealth wisely.

Privileges for Employee with Auto-payroll Account:

    Account

  • Monthly service fee waiver for “Integrated Account” and “e-Age Banking” account without any Total Liquid Assets (“TLA”) requirements.
  • Monthly service fee waiver for "Elite Club" if you maintain daily average TLA of HK$500,000 or above for the last three months.

    Investment

  • Enjoy the same investment privileges as for Elite Club customers
  • Preferential securities brokerage commission
  • Waiver for securities custody fee/ deposit charge for physical scrip
  • Lump-sum investment fund subscription fee as low as 2%

    Card

  • Annual fee waiver for credit card and ATM card.

    Deposit

  • Preferential interest rates on time deposit.

    Loan

  • Preferential interest rates on personal loan.

    Insurance

  • 10% discount on the premium of selected insurance plans bought through the counter.

    Others

  • 50% on the handling charge of selected banking service, including Cashier’s Order, Gift Cheque, Remittance (only applicable to cable charges, the offer does not include remittance to the mainland).

Flexible and Convenient Channels to Manage your Finances

  • We provide you with flexible and convenient channels. You can enjoy fast and secure access to our banking services through different channels, including:
  • Comprehensive branch network
  • Personal Internet Banking
  • Mobile Banking
  • Phone Banking
  • ATM

Apply now!

Terms and conditions:

1.The offers are valid until further notice.
2.Customers must have at least one auto-payroll transaction in any bank account of Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”/ “Bank”) during the latest 3 months in order to enjoy the above privileges.
3.Eligible customers can enjoy monthly service fee waiver for "Integrated Account" and “e-Age Banking” account without any TLA requirements.
4.Eligible customers can enjoy monthly service fee waiver for "Elite Club" by maintaining daily average Total Liquid Assets (“TLA”) of HK$500,000 or above for the last three months. Average TLA refers to the total of deposits and the market value of investments in all your single and joint name(s) accounts at our Bank. For details, please contact our staff.
5.Eligible customers can enjoy the “Elite Club” privileged pricing for securities and investment fund.
6.Eligible customers can enjoy annual fee waiver for credit card and ATM card.
7.Please contact our branch staff for details of the preferential interest rate for time deposit and personal loan.
8.Eligible customers must successfully enroll in the designated insurance plans at any of our branches in order to enjoy the premium discount. The privilege cannot be used in conjunction with other offers and is non-transferable. Designated insurance plans include “Family Protection”, “Domestic Employee Protection ”, “Travel Protection” and “Personal Accident Insurance”. The insurance plans will be underwritten by AXA General Insurance Hong Kong Limited and China Taiping Insurance (HK) Company Limited. AXA General Insurance Hong Kong Limited and China Taiping Insurance (HK) Company Limited will be solely responsible for all coverage and compensation under the relevant policy.
9.Eligible customers can enjoy discount on handling charge by using designated banking services at any of our branches. Designated banking services include purchase of cashier’s order, gift cheque, and remittance (only applicable to cable charges, the offer does not include remittance to the mainland).
10.All privileges cannot be exchanged for cash.
11.The above privileges cannot be used in conjunction with any other promotional offers.
12.ICBC (Asia) reserves the right to amend and/ or terminate the Terms and Conditions of privileges at its absolute discretion at any time without prior notice.
13.In case of dispute, the decision of ICBC (Asia) shall be final and conclusive.
14.In case of any discrepancy between the English and Chinese versions, the English version shall apply and prevail.

Risk Disclosure: Investment involves risk and the prices of securities and funds fluctuate. The prices of securities and funds may move up or down, sometimes dramatically, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling investment. Past result should not be taken as indicative of future performance. Before making investment decision, you should thoroughly study the offering documents, the financial reports and relevant risk disclosure statements issued by the issuer of the investment product(s). Further you should consider your own circumstances and financial position to ensure the investments are suitable for your particular investment need. You shall seek independent professional advice on legal, tax and other issues in connection with the investment by using of these services.